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International Living

Tue, 05 Jun 2018 20:23:12 GMT

Looking for Your Just-Right Place Overseas?

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16 Countries Compared, Contrasted, Ranked, and Rated

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Dear Reader,

In the country that takes the #1 spot on our brand-new 2023 Global Retirement Index, you could live a lifestyle that would easily cost you six figures at home...only do it comfortably on a retired teacher’s budget.

The country I’m talking about—the world’s best retirement haven for 2023—has broad appeal...

Cosmopolitan cities sit along a rugged coast...beach towns tuck between golf courses...highland communities boast towering castles and cathedrals...rivers and vineyards provide rural retreats...

The weather is hard to beat. A temperate climate allows plenty of time for outdoor activities—from biking to hiking to water sports. Healthcare, both public and private, is widely available, affordable, and excellent. A couple can live well on $2,494 a month, immersed in history, culture, and eating out often.

“[We] immediately saw our expenses fall to between one-third and one-quarter of what they were back in the U.S.,” says one expat smitten with the experience in this #1 pick for 2023.

“The weather is good, the people are wonderful, and the pace of life is chilled,” says another transplant.

A third put it this way, “What’s life like, really? It’s easier…by magnitudes. People are nicer. The pace is slower. Everyone is quick to help and make you feel welcome. The stress of the daily grind has melted away. Sure, we still work and have busy daily lives, but the pressure and weight of the American lifestyle has been lifted. While we do stay on top of what’s happening in the U.S., we’re focused on diving into [the local] culture and creating our new lives here.”

Great Bang for Your Buck in this #1 European Haven

You may assume that European countries are too expensive to be viable overseas retirement havens, but let me share the good news: This intoxicating country, which takes the top spot in our 2023 Global Retirement Index, offers the best-value living in Western Europe today—pairing low costs with rich cultural offerings and beautiful, historic surrounds anywhere you go. (And beaches...oh, the beaches...)

As one couple who moved there puts it, “We currently rent a house with roof terrace and ocean view for [under $1,000] a month. Only a 10-minute walk from our doorstep, there are five different beaches to choose from. In the States, a property like that would be quadruple the price at least. Same for medical insurance: in the U.S., we’d pay $400 per month, per person. Here, we’ve found great healthcare insurance for both of us for €150 ($158) monthly.”

A lunch at an inexpensive restaurant runs about $13 per person—and that includes a glass of wine and dessert. At a high-end eatery, dinner for two costs in the $50 range. A maid will clean twice a month (about three hours each time) for roughly $60, total. Your internet package—which includes TV and your cell phone plan—will set you back a mere $90.

In the capital city, rent for a two-bedroom place would typically cost from $800 to $1,800, depending on how close you are to the city center. In secondary cities, you can expect to pay a little less: $700 or less outside the center and $1,000 or more in the thick of things.

One writer described this country’s lively capital as “Istanbul meets San Francisco, with its pastel-colored buildings and the wide river running right under a Golden Gate look-alike and sweeping out to the ocean.”

“We selected [this city] because, first of all, it is warm,” says a contented transplant from the cold Midwest. “After living in Chicago for a few years, we knew we definitely did not want any more freezing cold winters.”

He and his wife had spent many years in Los Angeles, and, he says, their cost of living now is about 65% of what it was there.

Another plus? “We have been surprised at how easy it is to make new friends. In Los Angeles, we were always rather isolated, either at home or in a car. If you wanted to see someone, you had to make an appointment.

“Here [we] have made many new friends. As an added bonus, the people we meet here tend to be very interesting and smart. They are, by definition, international.”

And history is everywhere. With its Old World feel, this is a country that does a wonderful job of offering modern amenities—good wifi, efficient electricity, well-connected public transportation—while maintaining its historic charms. Life is lived among cobblestone alleys, medieval town walls, and crenelated castles on hilltops—all sound-tracked by the toll of church bells. Yet you have all the modern conveniences.

Europe Can Be Less Expensive
Than You Likely Imagine

“As we sipped wine at the corner café with friends, my husband turned to me with a big smile on his face and exclaimed, ‘We really live in Europe. Can you believe it?’ Just then the waitress came over with the check, which our friend took. ‘I’ve got this one,’ he said. Two wines, one beer, and a coffee, for a total of just $4.50. ‘Wow,’ our friend said. ‘I’m really going to hate to go back to the U.S., where just one glass of wine costs more than this entire bill.’” That’s how low costs can be in our #1 retirement haven for 2023!

Excellent Healthcare, Low Cost

This #1 retirement haven for 2023 is a place that offers excellent healthcare at a small fraction of what you’d expect to pay. The medical education is well-respected within this country, and many locally trained physicians take on additional studies and residencies in the U.K. and other European countries and speak English.

In bigger cities, the care is excellent and easily accessible. But even in small towns, it’s very good.

As one recent transplant put it, “I’ve found the healthcare facilities, hospitals, and doctors’ offices are cleaner, more modern, and filled with more state-of-the-art equipment than anywhere I’ve gone for medical care in the U.S. And the cost for private healthcare here is almost comical compared to the egregious costs we pay in the U.S. for insurance.

“For example, our family’s health insurance in the U.S. cost $715 a month for the three of us…we had no pre-existing conditions. [Here], we pay $225 a month for premium health insurance. When we first arrived, I needed to get seven x-rays done for my new osteopath. I walked into a local lab with the lab order (but without an appointment), waited only 20 minutes, got the x-rays, and my total bill (without insurance reimbursement or being in the public-health system yet) was only €52 (about $60 at the time). That would have cost me thousands without insurance in the U.S.”

Make It Your Part-Time or Full-Time Escape

As an American, you can stay for 90 days in this #1 retirement haven on a tourist visa, which makes visiting or staying part-time easy. But longer stays are straightforward, too. You have several good visa options, which are renewable.

That includes what is arguably the most attractive “Golden Visa” in Europe. If you have the funds, an investment of as little as $370,000 can deliver you resident status and a path to citizenship and a second passport, which can provide you and your family greater flexibility in travel, tax planning, investments, and more.

Lots of Lifestyle Options—Quiet Beaches,
Vibrant Cities, Small Towns

Mellow wines are nurtured in this country’s northern vineyards. Here the coast is warmed by the Gulf Stream, so winters are reasonably mild, with temperatures ranging from about 46-60 degrees Fahrenheit. It does rain up here, though—a little like the U.S. Pacific Northwest.

In this area, you see more local tourists than foreign—and if you’re willing to chance the weather, you’ll be rewarded by white fishing villages that offer simple restaurants serving exquisite seafood, and an interior dominated by sprawling pine forest and lush, rolling vineyards.

Values are excellent here: I just spotted a beautiful two-bedroom apartment a five-minute walk from the beach, close to grocery stores and other shops and businesses: $212,000.

This country’s central coast is one of Europe’s sleeping beauties, with rugged cliffs and coves, and whitewashed windmills, the beaches here resemble broad golden ribbons. Slumbering inland are historic castle towns, abbeys, and pilgrim shrines. Small villages come surrounded by terraced olive groves, citrus orchards, and vineyards.

Completing the picture are salt lagoons, gurgling rivers, and pine forests. White storks build straggly nests on top of church towers…springy-turf cliff-tops are scented with wild herbs…stone walls trail clouds of blue-mauve morning glory blossoms…village houses are draped in wisteria. Yet for all its beauty, it’s not uncommon around here to find seaside village properties listing from under $200,000.

Down in the south—an area once little more than a collection of sleepy fishing villages—is today a golfer’s haven and a vacation destination for sun-seekers. It keeps an average winter temperature of 77 degrees Fahrenheit. You find here yacht-filled marinas and clean, calm waters. And while there are plenty of apartments and villas on offer for $300,000 and much higher, it’s still possible to pick up a studio in a well-maintained building for as little as $145,000.

We’ll Point You to Where Your Dollars Buy You More... So You Can Live Better

The average retiree household in the US spends about $50,000 a year. Yet that doesn’t bankroll a particularly fancy lifestyle. Most folks live carefully—even frugally.

But if you carried that pot of $50,000 to the right spot abroad, you could watch it expand—like rice on a stove.

All of a sudden, you’d have more to play with. You could afford to live better: eat out a few times a week, travel, have a housekeeper to clean and even cook for you. You could, in fact, have all those luxuries—and still keep half of that money in your bank account.

Because in the best-value places, a couple can live quite well on as little as $24,000 a year.

Sure, the US is easy and convenient. But you can find the same niceties elsewhere—and spend much less for them.

Most folks don’t realize it, but life in the States is relatively expensive when you compare it to other places around the world.

Elsewhere, you can enjoy a much higher quality of life—but spend less for it.

Let me show you what I mean...

In the US, a 60-year-old spends on average $1,115 a month on a “silver” health-insurance premium. Yet you could go to Panama and get an international plan for $90 to $250 a month. You pocket the difference.

In the US, housing costs are high and rising with inflation. If you want to live a few minutes’ stroll from the beach, you’ll need deep pockets.

In California—plan on spending around $1 million, at least. Even in a small town like Newport, Oregon, a nice—but hardly extravagant—house with a view a few blocks from the shore will set you back $729,000.

Yet in Tamarindo, Costa Rica, a beautiful, 2-bed condo right in town, a few blocks from the beach could be yours for as little as $225,000. For $625,000 you could have your own furnished three-bed, three-bath villa with a private pool.

But you needn’t spend anywhere near that much to upgrade your life.

In Javea, Spain, for instance—you could own a skillfully renovated 2-story, 2-bedroom, 100-year-old village home with a water-view balcony right in the heart of town and be an easy stroll to the ocean—for just $212,000.

In Playa del Carmen—on Mexico’s Riviera Maya along the Caribbean coast—you could own a chic, fully furnished apartment three blocks from the beach, right in the heart of the tourist action, for just $140,000. Rent it out when you’re not there, and it could quickly pay for itself.

You simply get more bang for your buck in the right spots overseas. And that means you could afford to live a richer, more interesting life. You could afford to relax and enjoy yourself.

Our Global Retirement Index points you to the best places in the world to do it in 2023.

Easy, Low-Stress Lifestyle

Ultimately, this #1 pick for the world’s best place to retire in 2023 isn’t only beautiful and affordable, it’s just plain easy. You can fly there non-stop from Miami, Boston, Chicago, Washington, San Francisco, Philadelphia, and New York.

And it makes an excellent jumping off point for exploring the rest of Europe with cheap and frequent flights around the continent as well as great rail connections.

The cultural offerings are rich and varied—with hilltop castles that date to the 12^th century and chapels, cathedrals, and museums chock full of artwork. It’s home to the best-preserved European Knights of the Templar settlement, a UNESCO World Heritage site.

Renowned for its inexpensive, high-quality, and fortified wines, this country is a culinary treasure. The locals love their breads and desserts—the custard tarts are unforgettable. And with such a long coastline, fish is ubiquitous. (It’s so beloved, in fact, that it’s said there are 365 ways to prepare it—one for every day of the year.) You’ll find wonderful and varied fresh vegetables and a real appreciation for good ingredients prepared simply.

A café culture is rich and runs deep. From early in the morning until late at night, locals can be found sipping coffee at their local café. They gather to talk, read the paper, watch the ever-present television suspended on the wall, and visit neighbors at all hours. These establishments are magnets for communal watching of important sporting matches.

“We found a more relaxed lifestyle [here] than anywhere we lived in the States,” says one expat. “Parks everywhere burst with fragrant, colorful flowers, and it seems there’s a café on every corner in cities, towns, and villages. To sit outdoors and linger over coffee and pastry or a glass of wine without the slightest pressure to pay the check and move on is an emotional breath of fresh air.”

Of course, it won’t suit everybody—no place will.

And that’s ok...you’ve got lots of excellent options to consider on the 2023 Global Retirement Index.

Is Going Overseas Right for You?
Well, Consider Where You Are Today: Is This Really What You Want Your Life to Look Like?
(If You’re Ready for a Change, Keep Reading.
We Can Help.)

We’re living in uncertain times.

Inflation is making everyday living more expensive.

The stresses of the violence we’ve seen in our schools, bars, grocery stores, and more takes its toll on our psyche.

The ongoing political vitriol... a Supreme Court that seems entirely out of step with the average American... the war-time news from Ukraine... it can all be overwhelming.

And I don’t blame you one bit if you’ve thought: I need an escape plan.

If you want more peace, more control, more balance, more freedom—you’re in very good company.

And you’ve come to the right place. Because here at International Living, we can help.

Things may seem worrisome at home—but in the right places overseas, you’ll find great opportunity today.

Had It with the Pace, the Politics, the Prices? You Have Better Options Abroad

An early retirement is not only within your reach, it could be lived in style.

You could have a luxury home with a water view, afford to travel, to eat out three or four times a week, to spend your days doing what you want with people whose company you enjoy.

You could live life on your terms. And do it on a budget of as little as $24,000 a year.

Maybe you’re not ready to retire, but you crave a change.

If you’ve got the flexibility of a laptop job—what’s stopping you from taking your work-from-home income to a place where the sun shines year-round, the pace of life is slow and civil, and the cost of living is half—or even less—what you pay today?

We’ll show you the best places to go.

Maybe you’ve always dreamed of heading overseas in retirement—but you’ve been waiting for the timing to be just right.

Stop. Never has there been a better time in history to go overseas. The world is more connected than ever, and your strong dollars are putting some of the best-value locations on sale for you—from Mexico to France to Portugal and beyond.

I’d like to show you how you can embrace a more interesting, more international life starting right now. A life where you can meet new people, explore new cultures, try on new places for size.

And I assure you: That jet-set life doesn’t have to break the bank. Not when you know where to go.

You don’t even have to go overseas full-time to reap the benefits of a more fun, more relaxing, more balanced life.

What if I told you that you could own a condo on a beach or in a historic city that you could visit a few weeks or months a year (and that it could generate income when you’re not using it and pay for itself).

In the right spots abroad—the places we point you to in our 2023 Global Retirement Index—you could secure your own getaway like that for as little as $174,000.

If you have had it at home today with the pace, the priorities, the politics, the prices...the weather...

You should know: In the right spots around the world, you can afford to make the change you dream about.

You can afford to create the life you imagine in your mind's eye.

In fact, we conceived our 2023 Global Retirement Index to help you do exactly that.

We're keeping the winners a surprise.

Our #2 Finisher Offers a Simpler, Easier Life—
Close to Home

The country that takes the #2 spot in our Index this year is a place that offers what is arguably the easiest transition to expat life around.

Low-cost, conveniently close, and full of friendly locals and plenty of expats—it hands you an appealing balance of exotic foreign culture and familiar, First World lifestyle.

And right now, the strong dollar makes it a particular bargain.

“You can be on vacation every day—or at least feel like it—when you live in this country’s west-coast beach towns,” says one expat there.

It’s a place where you can live large—but do it on as little as a Social Security budget.

That’s what Rip does. He lives in the heart of a historic town on the water where he rents a 1-bedroom apartment three blocks from the beach for $800 a month. His monthly electric bill? About $19.

With prices like that, you can see how your nest egg could stretch.

Dwight, who left Santa Fe, New Mexico for an arts-rich town in this colorful, good-value country reports that, “It’s probably 35%-40% cheaper here. And our needs are fewer here, especially since we don’t need a car. Taxis are $2.50 to $3 anywhere in the city, when it’s too far to walk.

“The climate is nearly perfect, so utilities are a fraction. Taxes are a fraction.

“We have full-time housekeeping/gardening help and have become very spoiled.”

This #2 finisher in the 2023 Global Retirement Index is a place where you can trim your costs but watch your lifestyle expand.

A couple can live well—all in—for about $1,890 a month. That’s less than $23,000 a year.

Here you can employ a maid for $3 a hour.

Pamper yourself with a manicure, pedicure, and haircut...and pay less than $60.

You can eat out at a nice restaurant for $15 a person or grab a quick lunch for $5.

Accessible, Easy, and Friendly

Expat Louisa says, “We love our simple, economical lifestyle, but the low cost wasn’t what motivated us to live here.

You’re Not Crazy to Consider Life Overseas...You’re Smart

“For retirees with a sense of adventure and a taste for the good life—even if they lack a bank account to match—a change in latitude might be the perfect plan.” – Kiplinger’s Personal Finance

“If you’ve been racking your brain about where to retire on a budget, it might be time to think outside the U.S.” – USA Today

“Your dream of exploring a foreign country doesn’t have to end when your paychecks do. Leaving the U.S. can open the door to a more affordable retirement in an exciting new spot.” – CNBC

“The vitality and beauty of the streets, the thrill of learning another language and making [local] friends, the challenge of understanding a culture so different from our own...the list of reasons goes on and on.

“Every time I re-enter after time away, I see the bright colors, and I shiver with anticipation.”

Paula says it’s easy, even as a single person, to find friends and have an active social life. There are dinners out, community groups, get-togethers, and parties.

“Almost every time you go out, you meet people,” she says. “It’s really easy. People give out cards with their name, email, and phone number. I spend a lot of time with people born here, and it’s great. They’re wonderful.”

This #2 pick for 2023, close by and easy to get to, is already home to thousands of Americans.

It provides potential expats with a lot of choice—from vibrant Colonial cites to laid-back beach towns, Pacific-coast resort communities to chilled out Caribbean retreats.

And it’s an excellent option for snow birds who want to spend part of the year someplace warm.

When you’re out and about in the most tourist-friendly communities, you’ll find many of the same brands you’re used to back home—Applebee’s, TGI Fridays, Ruth’s Chris, and others.

If you can’t live without your peanut butter cups or your turkey bacon... don’t worry, you can find them both.

You can shop at Costco, and you can get U.S. television programs.

It’s easy, in other words.

And, as I mentioned, it’s a place where you really do get bang for your buck.

An Oceanview Apartment for Under $700 a Month

In a colonial-era town where Americans have been settling since the 1940s, you’ll find lots of expats in renovated homes that line cobblestone streets.

This tidy city is full of art galleries, restaurants, and shops. Here a new-construction 3-bedroom home a pleasant, 20-minute walk to the main square lists for $167,500.

It’s one of the pricier spots in the country—yet it illustrates the good values you can find.

Living a Lavish Life Overseas...on a Modest Budget

“If you live in or near the historic district, you can get along quite well without owning a vehicle,” says an expat happily settled in one town we love in our # 2 pick for 2023. “A couple could live comfortably [in this city] on a budget of $1,600 per month or less. A budget of $2,800 would allow for a luxurious lifestyle, including a spacious, Western-style home, a vehicle, and frequent meals at many fine restaurants.” –W.J. in one of the world’s top retirement havens for 2023

If you prefer an ocean breeze, palm trees, white-sand beaches, and quiet turquoise waters...you can have that, too.

In one town popular with expats, Bob and Nancy rent a fully furnished, multi-level, modern townhouse.

It has three bedrooms, a maid’s quarters, four-and-a-half bathrooms, and comes complete with beautiful landscaping, three swimming pools, and 24-hour security. Their rent comes to just under $700 a month.

“We’re about 200 yards from one of the main public beach entries. It’s beautiful,” says Bob. “Rent on a house like this in the States, so close to the beach, would be four times more than what we pay here. Our overall cost of living is about a third of what our cost of living was in the States.”

If you’re a culture-vulture, you should know: This is a land of riches.

Take advantage of the local arts scene, and you could enjoy a cultural event every night. There’s lots to do—from concerts and gallery exhibits to film series and plays—and they rarely cost more than $5 or $10 each.

Great values, comfortable climates, plenty to do... these are all part of the reason day-to-day living is remarkably easy and convenient in this country.

The lifestyle of one Canadian couple we know shows how that’s true.

Their rent—around $800 a month—includes everything: gas, electric, water, internet, even bicycles to get out and about. The only thing they pay more for is a maid, who charges $25 a day for cooking, cleaning, and taking care of the laundry. She’ll even cater dinner parties or get-togethers, spending the day in the kitchen so this couple doesn’t have to.

“It means,” they say, “that we can get on with the best job ever: Retirement.”

In Escape #3 You Have SO Many Options

But it’s just one of many options you have, frankly. You might like our #3 pick, the appeal of which one happy expat described this way, “It’s a democracy, the water is drinkable, the locals are used to expats…the electrical systems are the same, the driving is on the same side of the street, many doctors are U.S.-educated.”

Judy, another expat in our #3 country, found the draw visceral, saying, “When we saw that we could get a [water] view for less than a quarter of a million dollars, we said right away, ‘We’re in!’ It was like a dream come true.”

A native Californian, she recalls a time when regular folks could afford to live within easy reach of the beach and enjoy it as part of their day-to-day lives. But no more.

“I couldn’t afford a view in Southern California… not even for the weekend,” she says.

So she and her husband left—and upgraded their lifestyle in the process.

“Now, here I am in [the #3 retirement haven for 2023], looking out my bedroom window, and I see miles of shoreline, and mountains, too. This is gold to us…we struck gold.”

You could, too.

Many Lifestyle and Climate Options—All Low-Cost

Like Judy, you could live there on a palm-fringed coast with your own view out over the Pacific.

Or you might choose, instead, a spot tucked into a lush green valley along a stream.

Then again, maybe you’d prefer a fast-paced, eclectic city with all the cosmopolitan offerings of a thriving urban center—jazz festivals, great ethnic restaurants, museums.

Your options are varied—which is one reason we like this country so much.

And whatever might appeal to you, rest assured: It’s a place where your dollars will stretch.

“We live a life we couldn’t have had back home,” says Connie, who has happily settled in our #3 pick with her husband.

“If we were in the U.S., we’d both be working, at least part-time, and constantly worrying.”

Instead, they report, “Our stress level is 10% of what it used to be.”

In part that’s because the cost of living is remarkably low.

“For trash collection we used to pay $17 a month...here we pay $14 a year...our rent is about half what our house payment was in the U.S....a cleaning woman charges about $15 for a day’s work...

“We chose [this country] for many reasons, but primarily because we love the ocean.

“The beaches here tend to be un-crowded—unlike those in Southern California, where I grew up. The water is warm and usually clear. Hearing and seeing the endless ocean always revitalizes me,” Connie says.

In this safe, welcoming, good-value escape, a couple can live very comfortably—even lavishly—on between $1,765 and $2,890 a month, depending on where you’re based.

Slash Your Tax Bill

I Would Never Have Been So
Indulgent at Home

“I used to daydream of getting hour-long massages while listening to spa music with lavender scents wafting in the air... Then someone would barge into my office asking for financial updates or such, bringing me crashing back to reality. Well, not anymore. Now each month I go to Bodyworks, where for two hours I am stretched and kneaded into oblivion for $50...I would never have been so indulgent...living in the U.S.” – D. S. in one of the world’s top retirement havens for 2023

As expat Roberto puts it, “What I pay for taxes in one year [here] is what I paid in one month in Florida.

“That right there was a good enough reason for me to move.”

His tax bill? $1,100 a year.

Roberto and his wife retired to this country that takes the #3 spot on our Index this year, and he says their four-bedroom home, with a swimming pool and outdoor kitchen in a quiet, gated community, suits them perfectly.

“We’re 10 minutes by car from the beach,” says Roberto.

“There are five grocery stores, there’s a private health clinic, a movie house, banks, good restaurants. We have all the comforts of home.”

But it’s not just the low cost of day-to-day living and small tax bill that are attractive.

The weather is, too.

Endless Summer: Never Shovel Snow Again

From the warmth of the coast to the cooler climate in the hills, it’s easy to find a spot that suits you in our #3 pick for 2023—unless you like snow. There isn’t any snow.

“I’m a Canadian,” says Larke, a part-time transplant to our #3 haven. “I’m used to long, cold winters. But a few years back, my husband Gary and I had had enough.

“I refuse to spend my precious retirement years shoveling snow and huddled in front of my fireplace…not to mention donning layers of clothing from top to toe just to venture outside.

“And so each and every fall, we say goodbye to block heaters…snow shovels…hats, scarves, and outrageous heating bills…and head to warmer climes. We’re now a ‘perpetual summer’ couple and love it.”

Situated outside the hurricane belt, here you’re protected from vicious storms and could have your own warm-weather getaway to enjoy year-round or rent out when you’re not there to cover your costs.

Your Real Estate Dollars Stretch at the Beach, in the Cooler Highlands, and in a Cosmopolitan City

In this nation, you get a lot of bang for your buck on the real estate front.

At the beach—less than an hour from the capital—you could own a 2-bed, 2-bath condo on the 8^th floor of a luxury tower on a golf resort for $179,000.

The views are splashy—from the mountains to the ocean—and two generous balconies let you enjoy the fresh ocean air. It’s fully furnished (including granite countertops) and comes with access to the building’s gym, pool, sauna, game room, and green space. And you’re just a few minutes’ walk to the beach.

Up in the mountains, the values are just as good.

In one spot where expats have been settling comfortably for decades—they call it the Valley of Flowers—you’ll find it easy to make friends and enjoy a slow pace of life and mild weather in the 70s all year long. This lush, green region is a tourism mecca with lots of hiking, cycling, birding, coffee-farm tours, and the like.

Here you can own a new, 3-bed, 2-bath home with massive windows in a community about fifteen minutes outside of a tidy little town where expats flock for $178,000. Or own a 3-bed condo on a golf course (fully—and beautifully—furnished) right at the edge of town for $329,000.

If the vibrancy of big-city living is what you’re after—the capital of our #3 pick country will suit you well. It’s cosmopolitan, bustling, and booming. But also full of green spaces and built along a coast so you can enjoy water views for miles.

In the historic center, a palate of pastels lends a tidy vibrancy to restored colonial homes.

And this is a city where you could be out every night if you wanted to be—eating at excellent restaurants, enjoying concerts, going to the cinema.

In the heart of the capital, you can own a nice 3-bedroom, 2-bath apartment in a swank neighborhood for just $200,000.

This Nation Wants You to Come—and Makes It Easy

But perhaps the most compelling reason to consider this top-ranked haven is because it is actively courting folks just like you.

This country wants retirees to come—and they’re making it worth your while.

A special incentive program designed to woo retirees offers qualified folks discounts like 50% off on entertainment like movies, concerts, and theater. You get 30% off on bus, boat, and train fares, and 25% off on airfares (including international ones). You save 15% on hospital bills and that much or more on dental and medical visits...and the list goes on.

Plus, you’re offered tax incentives as well—yet another way to save on top of the already-low cost of living.

Excellent-Quality, Low-Cost Healthcare

Healthcare is another place where our #3 finisher shines. Many doctors speak English and are U.S.-trained. Plus the standard of care—particularly in the capital—is excellent. In fact, people travel from elsewhere to be treated there. And the low costs will blow your mind.

As Linda, an expat there, explains, “When my husband was being discharged from the hospital after a stay last year, I went to the business office to settle the bill.

“Since we have medical insurance through the hospital, the insurance manager came to the office (even though it was a Saturday), reviewed the bill in detail to verify all the insurance would cover (70%), and I paid the balance of 30%.

“This came to $3,263, including the doctors, all medications, a CT scan, and an MRI. I expect it would have been 10 times that much in the U.S.”

Spend Less, Live Better—Our Index Shows You Where

You’ve got lots of excellent options to consider in the 2023 Global Retirement Index, including our third-place pick for this year...

Often people assume they’ll have to endure huge tradeoffs when they go overseas. But in the right places—that’s just not the case.

Naturally, we’re really excited about our #1, #2, and #3 picks this year.

But, in fact, they are just three of the 16 top overseas retirement havens we compare, contrast, rank, and rate in our 2023 Global Retirement Index—our 32nd annual index.

“Spend less, live better” is a philosophy you can embrace all around the globe—when you know where to go. And our Index will show you.

Southeast Asia’s Low-Cost, Luxury Paradise

It’s not only Europe and Latin America that offer great options for safe, friendly, warm-weather, good-value living.

Southeast Asia may surprise you with the options you have there for high-end living at remarkably low prices.

It’s the world’s hidden lap of luxury.

“It’s like Hawaii, only easier,” says Sam, who’s originally from California.

Or, as another resident expat put it, “You can get away from it all…find a quiet beach and enjoy the surf or sunset…or you can join any form of entertainment or adventure, from zip-lining to chartering your own sailboat.”

In a compelling Southeast Asian country that appears on our 2023 Global Retirement Index, lots of new and interesting developments are underway—making this pick even more attractive than ever.

Expand Your Life, Trim Your Costs

Retiring overseas isn’t about being frugal and shrinking your life in retirement—as it is by default for so many people at home these days. Living abroad, it’s the opposite. It’s about expanding your quality of life—often exponentially—while you slash your cost of living.

“Life [overseas] feels like a dream—but one I don’t have to wake up from,” says Erin in one of the top retirement havens for 2023.

“The climate here is awesome...a cool breeze flows through the valley where I live, never allowing the temperature to get too high. I live in a house without air conditioning or heat and enjoy the fresh breeze as it wafts through an open window or door. Back in the States I suffered from allergies. Here they have almost entirely disappeared.”

In one spot there that’s worth your attention, expats rave about the low costs and high quality of life.

As Michelle pus it, “[This town] combines the best of everything—beautiful beaches, fantastic food…the seafood is the freshest I’ve ever eaten.

“Best of all? the cheap cost of living... cocktails for $2.28 and mouth-watering dishes for as little as $1.63.

“Everything you need is here, including coffee shops, shopping malls, and all the other necessary Western conveniences.”

Yet it’s an incredibly good-value place to live or spend time. On a monthly budget of between $1,596 and $1,914 (housing included) a couple can live very well.

In fact, prices are so low, you may do a double-take.

I know I did when I saw a gorgeous, furnished 3-bedroom home with a pool and ocean views that rents for just $830 a month.

High-speed internet costs about $30 a month. You can employ a housekeeper to clean for you once a week and pay $64 at the end of the month, total.

And, as I said before, this spot makes more sense today than ever.

For starters, a new visa makes it MUCH easier to go and stay—for as long as a decade at a time.

This nation is taking a decidedly friendly stance toward expats—rolling out the welcome mat.

And it’s hard to beat the benefits once you step across that border.

In big cities you’ll find everything you could want or need—a wonderful mix of old Asia and super-modern Asia.

This country’s medical system ranks among the best in the world.

Plus this nation’s geography offers everything from quiet, secluded island beaches in the south... to mountainous, jungle zones up north... to hilly, central highlands where you can trade summer heat for cooler days.

As one happy expat puts it, “The lifestyle here is vibrant, friendly, and rewarding. There is no way I could afford to get out so much if I didn’t live [here]. I can afford to go out every day, enjoy golf, lunches with other expats, and enjoy many local events. You can’t help but feel very alive here.”

So Many Places—and Ways—to Enjoy a More International Life

This year’s Global Retirement Index reveals a tremendous variety of retirement solutions for somebody looking to live better for less overseas. We rank, rate, compare, and contrast 16 countries worth your consideration today.

Maybe you’re in the market for a part-time escape…or maybe you’re looking for a full-time adventure…perhaps you dream about a day when you can see the ocean out your window… or live within sight of the mountains in a place where the sun shines and the weather is cool…

Whatever you dream about…in the destinations profiled in our 2023 Global Retirement Index…you could find a new reality. A lot sooner—and a lot more affordably—than you may imagine.

To that end, let me give you a little assignment...

The decision about where you live is not always readily subject to logical analysis. Ultimately, it’s about where you feel good. It’s about finding the place that’s just, well, a good fit.

What Does Your Ideal Retreat Look Like?

So here’s a little task for you. You start imagining your ideal retreat.

And while you’re busy musing…we’ll sort out for you the “logical” concerns. Like where your dollars buy you most…where the weather is best…where the locals are friendliest…where it’s most comfortable and safe…where the healthcare is both excellent and affordable…and more.

In fact, we’ve just spent the past few months concentrating on exactly this task.

Our staff has been crunching statistics, and talking with our contacts and correspondents around the world…all in the interest of compiling our annual picks for the world’s top retirement havens.

In an era when most news outlets have slashed their budgets and cut their overseas bureaus...and at a time when it’s harder than ever to ferret out the truth...we put our 2023 Global Retirement Index together “the old fashioned way.”

That is to say: We put boots on the ground...just as we have each of the last 32 years we’ve published this country comparison.

We spend, in fact, more than $1 million a year to keep our people in place overseas, reporting back with real-world, up-to-date recommendations and guidance. This is not compiled by Google search, in other words. What we do is real. We take it seriously. We verify.

Is Global Retirement Index subjective? You bet. We rely on the informed judgment and real-world experience of in-country expats…folks just like you who have made the move and learned all their lessons the hard way.

They live in the countries they’re an expert in. And they’ve been there long enough to get under the skin of their host nation and provide us with real understanding about what it’s like to live there.

When it comes right down to it, only you can decide what will make you happy.

But we can point you to the places that are likely to suit you best and save you the trouble, time, frustration, and expense of trying to figure that out on your own.

Here at International Living, we’ve been showing readers where to go for more than 40 years now.

And we’d like to show you, too.

For the next three days, we’ve got a special offer on the table that gives you full access to our 2023 Global Retirement Index—FREE—when you join me as a member of International Living.

One big idea drives everything we do at IL, our belief that you don’t need to be rich to enjoy a pampered retirement…you just need to know where to go.

In our 2023 Global Retirement Index, we show you.

The Best—and Easiest—Way to Target Your Search for the Perfect Paradise
(FREE Today with This Special Offer)

In the 2023 Global Retirement Index, we consider each of the top 16 retirement destinations in a series of categories: housing, visas and benefits, climate, healthcare, cost of living, and more.

And we include a full report on the top picks.

This resource gives you a detailed, well-rounded view of each place.

And we don’t give you just the facts. We share on-the-ground insights, perspective, and context—so you understand what it all means.

And that’s what’s so important. Because everybody is different. And what’s a priority for you might not be for somebody else.

Say you’re of “retirement” age and looking for a place to stretch your savings. You like the idea of a European getaway—combining the cultural offerings with a lower cost of living and a slower pace of life. The availability of good-quality, affordable healthcare might be a top concern. Our #1 pick this year might well be your best bet.

On the other hand, if you’re in your forties with school-aged children, their education and the ease with which you can do business locally might be more important to you. Our #3 pick might make more sense.

Or maybe you’re in the market today for a place you could visit regularly for now and perhaps retire to eventually...so you’re looking for a spot that’s easy to get in and out of, where the weather is good, and a place where you could easily rent your place out when you’re not there. Our #2 finisher might be just right.

No matter what your own personal priorities are, you can use our 2023 Global Retirement Index to easily home in on the places that make sense for you and your situation.

It is a powerful tool.

And it’s yours, FREE today, when you join me as a member of International Living through this special offer.

Real Estate Can Beat Inflation—But What You Buy Matters

At International Living, we show you how—and where—to find the best buys in markets poised to boom. “Inflation will continue to be a scourge for some time to come. But more than ever, right now there is opportunity to put your money to work in vibrant overseas markets. You can do this by buying undervalued assets and locking in super-strong income and appreciation potential.

“Buying at a low price is step one in locking in incredible yield potential. Buying something with huge appreciation potential is key to building wealth over the long term.

“For me, real estate offers the perfect path to freedom—both financial and personal. Whatever is going on in the world, or however bad inflation may get, it gives you the freedom to go where you want, when you want, and create profit while you do it.” –Ronan McMahon, Global Real Estate Expert and Contributing Editor, International Living

Guidance and Hand-Holding from Expats and Experts

But out big, annual Retirement Index report is just one benefit.

When you accept my invitation to join International Living today, you also become part of a community of like-minded people.

You’ll be plugged in alongside me and my colleagues to a network of expats and experts based all over the world.

They’re on the ground in places like Portugal, France, Italy, Malaysia, Mexico, Belize, Thailand, the Czech Republic, Costa Rica, Ecuador, Panama, Colombia, Uruguay, and beyond...

And they’re on a mission to help you explore your best options overseas.

I think of International Living as a sort of “underground network” for people like you who are intrigued by the idea of living a more international life and who are ready to explore the opportunities that are waiting in the right places overseas.

For more than four decades now, folks like you have relied on International Living’s guidance and strategies to save money, make money, travel better, retire sooner, live richer, and enjoy life more overseas.

IL Makes Me Feel Prepared

“I love [International Living]! Each month I get in-depth, boots-on-the-ground reports of different cities and countries that are friendly to expats. This sure helps to narrow down the list of places to check out for retirement as all the 'noise' out there can be overwhelming. In addition to the magazine, I signed up for the Lifetime Membership and haven't regretted it - great books, reports and resources available to me. I'm beyond excited for my retirement journey and, with International Living, feel really prepared for my travels/move.” –D.F.

IL Is the Reason I’m Living My Best Life

“International Living is the reason that I am on a wonderful journey overseas, living my best life. It all started when I was laid off at the age of 61 and couldn't find another job. I had no idea what to do, until I read about IL. ... I am so glad I made the move. The information from IL was invaluable in making this happen.” – D.L.

IL Changed My Life

“International Living actually changed my life. Thanks to their publications and information, I am happily living in France realizing my dream. I have attended conferences and met amazing people who are quite enthusiastic about their experiences living abroad...this all thanks to IL!” – A.L.

You Deserve a Better, Earlier Retirement

We’ll Show You How to Get It

You deserve to retire with confidence. Yet that’s something very few folks can do in the States these days.

In the right spots abroad, though, you could.

You could enjoy the peace of mind and comforts that are hard to come by at home today…

You could join the ranks of our members who have taken advantage of the overseas opportunities we’ve shared and, today, have their nest eggs tucked away in a beachfront home or in a cosmopolitan escape in a booming market...

...people retired like royalty on a Social Security income...

...people living comfortably in a beautiful, safe, slow-paced retreat where they’re earning a portable income in the mornings and enjoying a relaxed lifestyle in the afternoons...

I’d like to help you follow in their footsteps.

When you join International Living today, you’ll receive our 2023 Global Retirement Index, FREE.

But that’s just for starters.

I’ll also send you a whole collection of valuable extras via email, including our monthly publication, International Living, delivered online.

It’s the tool we’ve used for the last 43 years to keep in touch with our family of like-minded folks and to share all the great ideas the experts and expats in our network are finding all around the world.

You see, I want you to understand all the possibilities you have for improving your lifestyle overseas—for spending less but getting more.

In the newspapers and on TV, you get lots of political posturing...and lots of discussion about the woes we face…but what you rarely learn is what to do about any of it. I don’t mean “macro” fixes.

I’m talking about what you, personally, can do to improve your life, retire better, retire earlier, save on taxes, gain freedom and control, and travel more…even if you have only a modest nest egg (or no nest egg at all).

Opportunities You Won’t Find Out About Anywhere Else

Each month, in the pages of International Living, we keep you up-to-date on the latest opportunities and we share solutions like...

Tax-saving tips for the seasonal U.S. expat… How do U.S. taxes work for people who spend part of the year abroad? We explain what you need to know…
How—and where—to get settled as a single overseas and why it’s a lot easier than you might think…
Where to get a second passport—and gain the security of greater travel flexibility—without having a pile of money or a parent who can pass citizenship down to you.
Property bargains in secret spots and underrated escapes all around the world, like a medieval country village home in Sulmona, Italy (40 minutes from Rome) for $111,000... a renovated colonial gem in the UN World Heritage City of Cuenca, Ecuador for $115,000... or a cute cottage on the Caribbean island of Roatan for just $137,000.
An easy way to slash your travel costs by half—or even more. One of our writers used this secret to get seven days in Mexico at a swank resort—for $1! YES, a dollar!
Smart escapes for troubled times—safe spots where you can ride out disasters, crises, and pandemics...spots where you can afford to unwind and tune out the real world for a while.
How to stay for free overseas—and live the expat lifestyle without ever buying or even renting a home if you don't want to. This is a powerful strategy for lowering your costs and a great way to travel for weeks and months at a time on the cheap.
Big trends and real estate opportunities for 2023—how and where you could own (on the cheap) in a place poised to boom and have a property you can enjoy that pays for itself.

... and lots, lots more.

The Authority on Global Retirement

When it comes to overseas guidance like this, you won't find a more well-respected source than International Living.

Forbes said, “International Living (IL) is the go-to source for anyone looking for solid information on retirement relocation in other countries. ... For people who are intrigued by the idea of settling outside the U.S. borders, it is a treasure trove of information.”

The Miami Herald called International Living “the authority on global retirement.”

When you join me as an International Living member today, we’ll give you immediate access to our 2023 Global Retirement Index—FREE—and make sure we keep you up-to-date with the best opportunities from around the world in our monthly magazine.

But that’s not all...

Bonus # 2
5 Smart Ways to Travel the World and Pay Next to Nothing

When you take me up on this special offer today, this second report is yours FREE, too.

5 Smart Ways to Travel the World and Pay Next to Nothing pulls back the curtain and shares travel secrets you just won’t find out about anyplace else.

Parlay your curiosity about a new place into free room-and-board all over the world. You could help grow flowers and tend chickens in Ireland, attend to horses and olive trees in Greece, make goat cheese in Mexico, save turtles in Costa Rica, lend a hand at a monastery in France, and more.
Test-drive life overseas and live like a local—it’s like Airbnb, only free! You have a place to stay at no cost and you can do things like pop into the pub... enjoy dinner with the neighbors... catch a show... shop at the market... try a place on for size, rent-free.
Connect with locals and expats on the ground and make new friends from France to Peru, India to Spain—have a coffee with somebody who shares an interest... stay with a local family for a few nights... meet up with somebody on the ground for travel guidance and recommendations—it’s all at no charge.

I said it earlier: You don’t have to be rich or famous to live a jet-set life, you just have to know the secrets. We reveal some of the best of them in this Special Report, delivered immediately via email. It’s yours FREE when you become a member of International Living today.

Plus that’s not all...

Bonus # 3
The Second Passport Report

I’m including a third special bonus for you, too.

It’s a unique resource called The Second Passport Report. You may already qualify for a second passport and not even realize it. In fact, as many as 40% of Americans do.

It’s perfectly legal to hold a second passport. And there are benefits to doing so. If you like the idea of retiring in Europe, for instance, a second passport makes it

easy—and allows you the flexibility to travel widely and stay there as long as you like. Plus, a second passport can allow you to save significantly on your taxes...

Plus, this report explores pitfalls to watch out for and hands you a how-to guide for getting a second passport of your own. A second passport could, depending on your circumstances, help you avoid that “Yankee go home” mentality, and give you a legacy you could pass to future generations, too.

The Second Passport Report is yours FREE and delivered immediately via email with this special offer.

Save More than 60% When You Join International Living Now

A one-year membership in International Living comes at a regular price of $129.

But when you join right now, I’ll shave off more than 60%, bringing your membership to just ~~$129~~ $49.

I want to help you take advantage of the opportunities out there in places like Portugal, Costa Rica, Spain, Panama, Thailand, Uruguay, Italy, and well beyond...

And I want to make it easy for you to live a richer, fuller life—while you spend less.

With This Special Offer Today You’ll Receive All of This

So let me recap.

You’ll receive our Global Retirement Index 2023—and more—FREE with your International Living membership today...

Bonus # 1: Global Retirement Index (value: $99, yours FREE)
Bonus # 2: 5 Smart Ways to Travel the World and Pay Next to (value: $29, yours FREE)
Bonus # 3: The Second Passport Report (value: $29, yours FREE)

This digital Retirement Index Bonus Package is valued at $157.

But it’s yours for ~~$157~~ FREE—with your deeply discounted International Living membership today.

Plus, you’ll also get...

International Living magazine delivered digitally for 1 year, 12 monthly issues (value with membership: $129, included)
Full access to the members-only website and magazine archive (included)
Premium IL Postcards e-letter (included)
IL’s weekly Digest e-letter for members only (included)
IL’s weekly Podcast: Bigger, Better World (included)

If you’re ready to know the shortcuts and make the connections that can help you enjoy a richer, fuller life...while you spend less—we’re here to show you exactly how it’s done.

Our Good-Will, Good-Value Guarantee

Now, what happens if you sign up today and then decide an overseas retirement isn’t for you, after all?

No problem. We offer a generous guarantee.

I feel confident you'll agree that International Living delivers you a world each month that you just can't find anywhere else.

I know you'll be impressed by the wealth of guidance and helpful connections you’ll gain once you’re plugged into our network of experts.

And I feel sure you’ll appreciate the research and on-the-ground insights we include in all our International Living resources.

But, once you’ve had a chance to look through everything, if you decide the recommendations and solutions we share about how to move out of the US, live better for less overseas, make money, save money, and travel better aren’t for you after all—no problem.

Just let us know you’d like to cancel within 30 days via phone or email, and we’ll immediately take your name off the member list and send you a refund. No fuss.

No matter what you decide, your Global Retirement Index Report—PLUS the rest of the bonuses in this special collection—are yours to keep. Our way of saying thank you for giving the ideas we’re so passionate about your consideration.

Before 2023 Is Out, You Could Be Living Large

An international lifestyle isn’t just for the wealthy and the well-connected.

It’s for anybody willing to take advantage of the best-value opportunities in welcoming communities around the globe.

And it’s our mission at International Living to help you do just that.

With our brand new 2023 Global Retirement Index in hand, we can help you find the place that makes the most sense for you…

Whether you’re looking for a friendly, good-value city…a beach town…a highland retreat…an historic colonial community…or a lakeside getaway…we can point you to your best options on the planet today.

If you rely on the internet for intelligence about retiring, investing, or living in any number of good-value escapes around the world—you’re going to find a lot of information out there. But much of it is outdated, incomplete, or just plain wrong.

That’s why we asked our experts based around the world to help us put our 2023 Global Retirement Index together.

Because what you really need is the full, reliable story. Not just facts and figures, but advice about what to do with them.

And that’s what we deliver.

Click the "Add to Cart" button to activate your membership today with this special, limited-time offer that includes the 2023 Global Retirement Index and your additional bonuses, good for the next three days.

Sincerely,

Jennifer Stevens
Executive Editor, International Living
December 2022

P.S. Seeking out your own dream life overseas in a place where you can live comfortably for little…investing ahead of the crowds and potentially profiting from the upswing…

What those ideas have in common is good value.

Nobody wants to pay more than they have to—for anything.

I know I don’t.

And that’s why we’ve created this specially discounted welcome offer for International Living that includes the 2023 Global Retirement Index—and lots more.

Click the "Add to Cart" button now to take advantage of it, and we’ll help put you on the path toward a place abroad that’s just right for you. But don’t wait. This offer comes off the table in the next three days.

Global Intelligence Letter

Thu, 12 Jul 2018 19:20:50 GMT

Enigmatic Expert Who Predicted Bank Failures, Inflation, Market Crash, and America’s Political Divide Issues Final Warning:

3 Strange Financial Events American Retirees Need to Prepare for Right Now

“this will be a disaster for savers... here’s the one important step you need to take right now...”

He was a poor boy from Baton Rouge who rose to the highest levels of the mainstream financial media...

With 10 million readers and 7 acclaimed books, Jeff Opdyke guided America through events like the dot-com bust and the ’08 financial crisis... and even 9/11.

But at the height of his success he walked away from it all.

He left America entirely... and began making a series of predictions about the US economy...

In February of 2021, Jeff went against the Biden administration, predicting that serious inflation was coming...

Then, while the media was calling “the beginning of the end for fossil fuels,” Jeff bucked the trend once more... predicting that oil prices would soar once again.

In late 2021, he also warned that he’d sold 90% of his stocks and bonds to prepare for a major event in the next six months... barely two months later, the stock market began its epic 2022 crash.

In October 2022, Jeff again warned of bank failures ahead, including the giant Credit Suisse...

Earlier this year, that’s exactly what happened...

Today, from his offshore base... Jeff Opdyke delivers his final prediction:

3 coming events – known as super shocks – are about to disrupt our life in a way that few Americans have ever experienced.

In this short presentation, you’ll hear the story no one else is telling – of delusion, woke-ism gone mad, of a hidden agenda to turn America against itself... and the “Reckoning” that must follow.

Jeff will detail the steps he has taken to protect and even grow his wealth... as well as the one simple step you can take right now from your computer, tablet, or phone...

Dear Reader,

Do you know the story of America’s “dead twin”?

A hundred years ago America had a rival superpower.

I’m not talking about Russia, Japan or China...

This “twin” was the fastest growing economy in the world... its currency was the most valuable on earth.

Like us, this rival superpower was at the forefront of technology... their geography made them virtually immune to foreign threats... their resources – an “endless supply of raw materials and natural resources such as water, gas, and oil” – made them a force no one dared touch...

Inside one of their department stores from the time

They built a “world metropolis” with the beauty of Paris, the wealth of New York and the hustle of Chicago...villas and the latest fashions...a $330,000,000 opera house...tree-lined boulevards...

American visitors would write home calling it “the City of Amazement.”

A period of unsurpassed wealth...but it was not to last

Now here’s why this story should matter to every American right now:

Nor could they have imagined that the threat would come, not from a foreign invader or natural disaster... but from a simple, yet dangerous, idea... and a series of shocking events.

As these events played out, political squabbles turned violent in the streets...

Foreign creditors began calling in their debts... and the currency – once equal to the dollar – lost so much value that store owners no longer bothered putting prices on their goods...

Factories stopped being able to pay their workers... employees turned on owners, taking over their businesses (sometimes violently)... middle class families were forced to sell their homes... children starved as basic foods disappeared (in one of the most food-rich countries on the planet)...

Anyone with any sense tried to take their savings and head for the exits...

But a desperate government imposed banking lockdowns, forcing the people to simply watch as their money lost value like a stock in a crash.

Later, shell-shocked locals would remark on just how fast their world came apart...

Visit the capital today and you’ll see traces of that former wealth.

You see it in the grand Parisian-style buildings (still beautiful but crumbling)...

You see it in the old subway system, one of the first in the world... now failing and plagued by crime...

You see it in the wide boulevards, where families gather to barter for powder milk and diapers...

...the ruins of a once-proud superpower...

We’ll talk more about this country later on, as well as the bizarre reality of everyday life there now.

You can already see its influence in our government, our media, our financial system... even in our schools and TV shows...

And I believe we’re about to see a series of events very similar to those that killed “America’s dead twin.”

My name, by the way, is Jeff Opdyke.

I don’t work for a big “financial research” company. I’m not a professional talking head.

I’m just an independent financial writer from Baton Rouge, Louisiana.

I share my findings and forecasts with a private group of 10,000 subscribers.

A few years ago, I began reporting on a strange idea spreading through America’s elite institutions – our government, our colleges, even our media...

As I traced the origins of this idea and the agenda behind it... it led me to make a series of predictions about our society, our economy, and the stock bubble.

Each of which came true...

Today I’m here to talk about the next – and possibly final – chapter in this story.

We will see empty shelves in our grocery stores once more...

Fuel prices will climb again, triggering black outs and brown outs...

Stocks will whipsaw... (though that’s not the asset I’m most worried about...more on that later)

Companies will see their margins collapse and start laying off staff in massive numbers...

I expect we’ll see joblessness soar as millennials who quit during the pandemic suddenly become desperate for work...

The housing market will get hit, too. The banking giant JP Morgan is already cutting hundreds of jobs within its mortgage division... (that may be just the beginning of trouble ahead for our banks)

And’s that’s just the beginning... what comes next will be stranger still...

Understand: in the highest circles of American finance and industry, they know what’s coming...

And yet the official narrative coming out the White House is one of record employment... lower inflation... lower gas prices... and no recession.

In this free presentation, I’m going to lay out the truth.

I’ll show you what’s really going on... including the insidious idea at work in America today... and the coming events – which I call “super shocks” – that every American should be prepared for.

Once you understand what’s happening, it will explain so much about America of the past few decades...

The strange ideas ... laughable just a few years ago... that have taken hold everywhere from your local library to your local PTA to even our government...
The boom and bust of Big Tech and crypto currencies...
The surprising origin of the “woke” movement...
The rise of identity politics... and cancel culture...

And so much more...

Earlier in this presentation, you learned the story of America’s dead twin...

That country, by the way...was Argentina.

Surprised?

There was a time when the saying around the world went “rich as an Argentine.”

Except for the United States, Argentina had more millionaires than any other country on Earth.

And the Argentine gold peso was the most valuable currency in the world.

In the early 1900s, Americans visiting the capital city of Buenos Aires would write back in awe:

Had the Bishop from Baltimore visited Buenos Aires a few decades later, he would have found a city where people ate from garbage cans... where mothers fed their children tea and sugar because there wasn’t any food...

Think something like that can’t happen in America?

Last year when a single infant formula plant in Michigan shut down, half the supply of formula in the US disappeared...

Store shelves went bare... pharmacies had to resort to rationing... desperate mothers were bringing babies to the hospital with malnutrition...

One Wisconsin mother reported going to 13 stores trying to find food for her son.

“You stare at the [empty] shelf like...I need to find something for my son to eat,” she reported at the time.

America is far more fragile than you think...

For example, a recent food giveaway by a charity in Kentucky saw a mile-long line form... with people getting up at 4am to come secure their spot...

And if you wait for CNN or Fox News or NPR to tell you what comes next, you are making a big mistake.

I’ve seen it before...

At the height of the recent stock boom, in November 2021 I warned people that I’d sold 90% of my stocks and bonds, including Facebook and Google...

What were the “authorities” telling people?

The financial news site MoneyWise told its readers “don’t count on a crash.”

Goldman Sachs told investors the market would continue to hit record highs in 2022.

Just a few weeks later, the market collapsed.

But what’s coming will impact you regardless of whether you own stocks...

In a few minutes, I’m going to share the “radical” change I’ve made to prepare for these Super Shocks, including how I’m protecting my savings and personal finances...

...plus the easy step you can take right now to protect your wealth... and even profit enormously as one poorly understand, yet vital, asset skyrockets in value (no, it’s not oil, gold, stocks, or bonds).

I can understand you may be skeptical. You’re right to be. Especially in times like these.

I remember after the financial meltdown in ’08, every guru on the internet and TV was telling people it was going to be the “end of America.”

And sure, we had big problems. Especially with our national debt.

But even so, I saw something else in America’s future.

See, I began my career as an investigative reporter. And for a time I was stationed at the Wall Street Journal’s Texas office – in the heart of oil country.

I knew there were massive shale oil fields just waiting to be tapped underneath American soil.

That’s why I went against the doom-and-gloomers to predict, not the end of America, but the rebirth of America as a gas giant.

I wrote to my readers back then: “America is on the brink of becoming the next Qatar.”

That’s exactly what happened. America soon became the world’s largest natural gas exporter, with natural exports jumping almost 350%.

Those who listened to me even had the chance to make a lot of money when I recommended a little-known U.S. natural gas company called Cheniere Energy:

Back then, Cheniere was trading for $5 per share. By March 2023, it was worth nearly $165…a gain of 3,200%.

Sadly, I don’t think we’re looking at a rebirth like in 2011...

No, America will not disappear. But if I’m right, the next two decades are going to some of the most difficult we have ever experienced as a country.

That said, there will be “Chenieres” to find here too...

But first, I need to tell you about the first of the three coming super shocks.

The First Super Shock: The “Woke” Attack on America’s Economy

Soon I suspect we will be headed into lockdown once more...

But not over a virus this time.

Nor will they use the word lockdown. Maybe they’ll call it a “climate action” or an “energy reset”...

But it’ll be a lockdown. Cars unable to go anywhere. Stores closed. Streets empty. Here’s why...

Back in 2021, the common wisdom went that in the post-COVID world renewables would replace fossil fuels. Oil prices, which had gone to zero during the pandemic, would stay low.

CNN at the time reported: “The world may never recover its thirst for oil.”

To me that was pure “woke” fantasy…

In March 2021 I predicted that oil prices were about to soar as demand roared back.

Within a year, oil prices had more than doubled to over $130 per barrel.

Today, the prices at the pump appear to be heading back down.

And certainly the White House would love for you to believe that the worst has passed.

Sadly, they are wrong. It’s about to get much worse.

Here’s why:

For years now, elites in the US have pursued the rapid and complete replacement of fossil fuels with renewable energy.

President Biden canceled the Keystone Pipeline and has allowed less drilling on federal land than Obama, Trump and every other U.S. president since Truman.

Pennsylvania, New Jersey, Delaware and New York have all banned hydraulic fracking…even though they sit upon a shale formation with hundreds of trillions of cubic feet in natural gas (enough gas to power the entire U.S. for years).

California, too, plans to ban all new natural gas projects...

These restrictions have proven so effective that we have all but stopped bringing new oil and gas supply to the surface.

The last time new oil discoveries were this low was back in 1946.

Most Americans still didn’t even own cars back then.

The US economy today is 10 TIMES larger now than it was in 1946!

Put simply: at some point we’re going to find that we don’t have enough energy to power this country.

It’s not that we don’t have oil and gas.

The US now holds the largest discoverable oil reserves in the world... more than Saudi Arabia.

But you can’t turn that supply back on like a light switch.

Finding a new well… estimating its reserves… deciding whether or not to tap it… getting government approval and licensing… extracting the oil or gas… and then refining it…

That process takes years…even a decade or more for complex operations like offshore rigs.

Don’t get me wrong. I have no problem with renewable technologies. They may build a great world for my son’s grandchildren…

But you cannot replace more than a century’s worth of fossil fuel-based energy infrastructure in a few years…or even a few decades... with renewables.

Oil and gas are incredibly dense fuels.

Every cubic meter of oil we extract – about 6 barrels – produces up to 45 gigajoules of energy.

A comparable area of solar energy panels produces just 1.5 microjoules... that’s twenty quadrillion times LESS energy.

And even if that wasn’t the case... we can’t afford the transition to renewables.

Consider this: McKinsey estimates the total cost of zero emissions by 2050 could be as high as $275 trillion.

That’s over 20 times all the taxes collected by governments, worldwide, in a year.

Are you willing to forgo your social security so that Greta Thunberg and AOC get their wind farms?

(Though now Greta’s protesting windfarms too so maybe not...)

The fact is: we don’t have the money... we don’t have the energy... and even if Biden acted today, we don’t have the time...

And no one dares talk about it!

The bank HSBC recently forced out one of its top executives after he questioned... not climate change itself... but the wisdom of investing client money in companies with an “environmental or social justice” mission regardless of bad returns.

This is a political issue, not a scientific issue. Look at these headlines:

Look, I don’t like pollution. I started my career as a journalist investigating the chemical industry that was causing birth defects in south Louisiana.

But this is not about pollution. It’s not about climate change.

If it were, we’d be talking about nuclear, which, despite what you may have heard, is both clean and safe... cleaner, in fact, than both wind and solar.

According to a Pulitzer Prize winning author Richard Rhodes:

So no, this is not really about the climate (more on that later...)

Regardless, shortages are now inevitable in the US... and probably going to hit much sooner than you realize.

According to the International Energy Forum we are now facing “the worst global energy crisis in history.”

In the past two years, so many refineries have shut down that America has lost more than 1 million barrels a day in supply.

Right now, the Biden administration is relying on something called the Strategic Petroleum Reserve to stop oil and gas prices from skyrocketing...

It’s a federal complex of deep underground caverns along the Texas and Louisiana Gulf Coast that hold hundreds of millions of barrels of oil.

When Biden took office, the SPR held 640 million barrels.

But Biden burned through 40% of the SPR in 2022 alone... all while touting his climate bona fides by the way...

If he continues at that rate, he will be functionally out of oil by the end of this year.

Businesses are already shutting down because they can’t afford their gas bills. When San Diego restaurant owner, Jeff K. saw his gas bill had jumped 300%, he reported “The costs are out of control, I think they're running us out of here.”

These are not big businesses that get bail outs to stay open... when a small business can’t afford to keep the lights own, it just shuts down.

And in case you don’t know... 99% of American businesses are small businesses.

But it’s not just businesses. Regular Americans are already reporting gas bills nearly 8 TIMES higher than last year.

And it’s about to get worse...

Let me show you what $10 a gallon gas does to this country...

The average trucking company operates on a profit margin between 2.5% and 6%. Think about what happens if their gas price goes up 100% or more...

That will have a devastating effect on retail businesses. And Ecommerce won’t escape the carnage like it did during the pandemic. Without trucks, online businesses can’t ship.

Online businesses can’t ship so they don’t advertise. And all those cool, hip tech companies... well... some of them are going under.

Meanwhile the average American could see the cost to fill his gas tank rise to $278. In some states, it could be double that.

Remember: this is in a country where half the population can’t cover more than $400 in an emergency... and millions of families are already maxing out their credit cards just to get by...

And we haven’t even factored in the many products – from toothpaste to medicine – that contain petroleum derivatives and will skyrocket in price...

Or the cost of heating people’s homes..

But if I could point to one “Achilles heel” for America when it comes to energy... it’s not heating your home... it’s not even trucks...

Here’s a disturbing secret about America’s food supply...

Fertilizer, specifically synthetic nitrogen, is made using natural gas.

Most people don’t realize how important fertilizer is to our modern world. Experts estimate that without the invention of synthetic nitrogen fertilizer, the world population would be about half what it is today.

Prices for fertilizer are already rising sharply.

One type of nitrogen fertilizer – ammonia – has already gone up nearly 3 times in price...

For America’s farmers, that’s a problem.

See, most people don’t realize how fragile America’s farms are...

Suicide among farmers is alarmingly high.

If you go to farming communities in places like Wisconsin they’ll use words like “extermination” to describe what’s happening... They’ll tell you they’re being “wiped off the map.” (Their words.)

Most farmers lose money, and the industry has some of the highest debts in the US.

In less than a decade, the US has lost 100,000 farms.

Does that sound like a stable situation for America’s food supply as it is? Skyrocketing fertilizer prices are going to hit very hard.

It’s already happening.

According to Reuters, American farmers are already being forced to abandon crops like corn due to rising fertilizer prices.

This is very similar to what happened a few years ago in Sri Lanka.

The government there tried to force its farmers to go organic, by banning chemical fertilizer.

Here’s what happened next:

Because they couldn’t get fertilizer, farm yields plunged.

One million farms produced nothing at all which caused food supply to collapse 20%.

A third of farmland just went idle.

They had to import hundreds of millions of dollars worth of rice to keep the population from starving.

But it wasn’t enough.

And with hunger came riots. The country’s president wound up fleeing as protestors stormed the presidential palace.

Could the same happen here? Well, the USDA just announced an “Organic Transition Initiative” ... to make America’s farms organic... just like Sri Lanka!

Now I don’t like chemicals, but the yield on organic farms is 40% lower.

We cannot feed a country of 300 million on the half the food supply we currently have.

To match our current production of just one crop – soybeans – without nitrogen fertilizer would require a new area of farmland the size of the state of Kansas.

But farmland is disappearing... in part because farmland works great for solar power. As one wheat farmer put it: “if solar catches on like wind did, all this cultivated land will go out of production.”

There’s an old saying that “anarchy is just nine meals away.”

In America today, I don’t think it will take nine meals...

And look, I know all this sounds extreme.

Many people will refuse to believe me – no matter what the facts say.

Just like they refused to believe me when I warned about stocks... or inflation... and more...

In a moment, I am going to share some insights you can use to protect yourself... and even grow your wealth.

Understand: this is not about profiteering. This is about being in a position to help yourself and those around you. Your friends, neighbors, children, and grandchildren.

Because there will be winners in this crisis.

Right now there’s an asset you can buy a stake in for as little as you want. It’s not oil or gold. Yet, within the coming decade, I expect its price to rise 40 TIMES...

We have taken a lot for granted during the past 50 years in America – cheap plentiful energy, cheap plentiful food, and more (which we’ll get to in a moment).

I think we’re entering an era where a lot of people will lose those comforts we all take for granted.

The first super shock will hit our energy supply...

The second shock will hit a part of the US economy even more vital to your daily life... and crucial for your retirement...

The Second Super Shock: A Shortage in America’s
Most Valuable Asset

Back in 2021, at about the same time I predicted that oil prices would rise, I also made another prediction...

I saw inflation was going to turn into a real problem.

In February 2021 I wrote:

When I wrote that inflation was just 1.7%...well within the Fed’s 2% target range.

The government dismissed inflation as a “small risk.”

Treasury Secretary Janet Yellen and Fed Chair Jerome Powell said any inflation would be “transitory.”

People like me were mocked.

You know what happened next… Inflation spiraled out of control to a 40-year high.

Biden would love you to believe that inflation is now headed back down...

Truth is, our inflation problem is going to turn into something far stranger...

That may surprise you. After all, isn’t Biden literally printing trillions for his “relief checks” and green energy programs and everything else?

To understand this, we need to take an “uncensored” look at both American history and America today.

If you’ve ever had the feeling that America is headed in the wrong direction... that the quality of the life you get in exchange for a day’s work just isn’t what it was...

You’re right.

In the early 20^th century, Americans became if not the most, then among the most productive, innovative, and richest people in human history.

In 1870, the average American still burned whale oil and candles for light in his cabin. He got scurvy because he ate few vegetables (because he had no refrigeration). He had no running water and no toilet.

He was extremely poor. The average person living in the Congo today is richer than the American of 1870.

But by 1921, that American could drive a Ford... had clean water, modern toilets... ate Kellog’s cornflakes for breakfast, fresh vegetables year round, White Castle hamburgers, and drank Coca-Cola...

In 1870, he paid $20 for a kerosene lamp that could produce light equal to 5,050 candle light hours per year.

In 1920, that same $20 bought 4.4 million candle light hours from an electric bulb.

Instead of living in a cabin of rough logs and mud, he could order an inexpensive bungalow directly from Sears.

The trend continued to the 1970s. By then, 100% of households had electricity and refrigerators. We drove air conditioned cars, and flew in jumbo jets (sometimes at supersonic speeds which made it possible to go from Paris to New York in 2 hours 59 minutes).

We say that we live in an era of disruption today.

But there is a world of difference between making automobiles and electricity available to hundreds of millions... and inventing a new social media app.

By 1965, nearly every technology we rely on today... had already been created... even the internet.

But it wasn’t just that our technology got better.

We were vastly more productive than other countries, too.

In 1950 a European worker produced just 39% of what an American worker could produce in the same hour of work.

And then, the trend towards greater wealth, greater innovation, and greater productivity... stopped.

Between 1970 and 2012, productivity growth fell by two-thirds...

That’s despite American workers today spending 400 hours more per year on the job than workers in Europe.

Innovation, too, stalled...

That may seem surprising in an era when billionaires are literally going into space...

Yet, studies show that disruptive discoveries have plummeted across every scientific discipline over the last 50 years...

And the more effort and money we spend improving our lives... from our healthcare to our food to even our technology... the less we get.

A study by McGill University looking at America since 1965 found that the more we spend today on advances in cancer and heart disease... the fewer life years we actually save...

The same study found the same trend in farming; the development of new medical drugs; and even, surprisingly, computer chips.

It’s as if, despite all our efforts, American progress is being slowly destroyed by a force you and I have no control over.

And nowhere has that been more obvious than in our wealth.

And what’s the link with this second super shock?

Stick with me here... because what I’m about to show you explains so much about America today.

Let’s go back in time once more... to an even earlier time in America’s history...

During the Revolutionary War, Congress needed a way to pay for supplies and weapons. So they created a currency called the Continental.

America’s first experiment with debt-based currency

The Continental wasn’t backed by anything. And Congress printed millions upon millions of them. So their value collapsed...

Farmers and shop keepers stopped accepting Continentals. When the government tried to force them, they closed...

Back in school, you learned about the hard winter George Washington spent with his starving and naked army at Valley Forge.

Actually, there was plenty of food and clothing to be had in America. But not for a Continental.

By 1780, the Continental was worthless.

After the Continental disaster, America replaced its debt-based money with a money system based on gold and silver.

That may sound technical... but stick with me...

The problem with currencies like the Continental, which are really just a form of IOU, is that they lose value over time... sometimes very quickly...

Because of that they don’t transmit productivity into wealth very well.

A worker has no reason to be more productive or innovate because every additional dollar just loses value.

Gold and silver backed dollars, on the other hand, increase in value over time.

That is, they transmit productivity gains into wealth exceptionally well, rewarding the most productive and innovative worker.

Cue productivity and innovation exploding... and a massive growth in wealth.

Because that’s how wealth is created: it’s not just resources... and it’s not just work... it’s the productive and innovative use of resources.

As I’ve already shown you, during the 1950s peak we were vastly more productive than other countries... and we were much wealthier too.

But starting in the 1960s, America began to change...

This is John Galbraith, a Harvard professor and advisor to Presidents Kennedy and Johnson.

He was also major figure in the Democratic Party arguably creating the modern “social justice” and “woke” movements.

You may have never heard of Galbraith, but you could argue that he is one of modern America’s founding fathers.

Foreign Policy once called him America’s “Economic prophet.”

The Wharton Business School once called him the “economist of the American Century.”

His influence spread outside America too... after the death of Mao, for example, China used his work to model their current society. (You’ll see why in just a moment...)

Galbraith believed America needed a “new socialism.” He advocated for centralized control of the free market, guaranteed income, the forced conversion of private companies into public companies, higher taxes, price controls, and more...

Influenced by these ideas, President Johnson began a vast expansion in the size of our government... “the Great Society” he called it...

That expansion cost a lot of money that America didn’t have. And our allies at the time, notably France, knew it.

They began trading in all their dollars for gold.

By the time Nixon got to office, he faced an impossible choice: either sell out America’s gold or abandon the gold standard entirely.

In 1971, he severed the link between the dollar and gold...

Essentially, he converted our money back into a Continental.

Sure enough, since that day the dollar has lost 85% of its value...

You’ve already seen how productivity... innovation... and our wealth collapsed.

But that’s not all...

To lower costs we sent jobs overseas while investing less at home... effectively destroying entire towns that had once relied on good factory jobs...

That led people to become more reliant on government, insurance companies, and lawyers... causing a politics of “victimhood” and “disability” to take hold...

Our families became more brittle ... raising divorce rates and creating a generation of angry kids that we tried to correct through the “self esteem movement” in the ‘90s... (with little success... today 60% of young men are alone...)

But wait... if the old Continental collapsed within a few years, why hasn’t our experiment with the new Continental ended the same way?

Because of debt.

As our economy began to stall out, our government came up with a novel solution.

You’ve heard of the Fed raising or lowering interest rates...

Lowering rates makes money cheaper... that is, it’s less expensive to borrow, which essentially creates new money without officially printing it.

Starting in the early ’80s, the Federal Reserve began lowering the price of money to a fire sale...

Government cuts price of money by over 70%

That kickstarted an orgy of borrowing: our government borrowed... our citizens borrowed... our corporations borrowed...

More debt than can ever be repaid

It’s like if you kept taking out mortgage after mortgage on your house.

Well after a while, it might look like you still owned that house, even though you didn’t own an inch of it.

You might look wealthy. But in fact, you’d be broke.

This is America today. We look like we have money. In fact, there is very little actual money – money that truly represents wealth – in America today.

That is a disaster waiting to happen.

And disaster very nearly did happen back in 2008...

In the years before 2008, the government decided to boost homeownership by “encouraging” banks to give out loans to the worst possible borrowers. They made it illegal not to.

During the Clinton administration, quotas required 50% of all mortgages go to the worst borrowers in any given area.

The banks went along with it because the government agreed to make good on those borrowers through entities like Fannie Mae and Freddie Mac. (Remember them?)

Result? A massive debt bubble formed in our housing sector.

And when that bubble imploded, in the 2008 financial crisis, it nearly took our banks and your savings down with it.

I was writing about finance for The Wall Street Journal in New York City back then. I vividly remember then-Federal Reserve Chairman Ben Bernanke and then-Treasury Secretary Henry Paulson warning of the possible failure of the entire American economic system.

I also happen to know that congressmen and bankers were literally calling their wives in secret and telling them “go to the ATM, take out everything you can.”

Faced with that crisis, the folks in Washington ran the same ol’ playbook.

They made money cheaper... and they borrowed more...

But that wasn’t quite as effective as it had once been...

So they began outright “printing” trillions of new dollars and mainlining them right into the economy.

It was the advent of a new phase in the post 1971 experiment...

All that money acted like jet fuel to the trends already underway...

The rich got much richer as the stock market went crazy... inflating a bubble in start-ups and tech stocks...

The poor and middle class lost more and more ground...

Consider what it does when most people get poorer no matter how hard they work... while at the same time billionaires are being created out of thin air...

Might that start to corrupt how Americans think... how they spend... how they save... even how they vote...?

Might that turn people against traditional American values... like the 51% of millennials who now believe the First Amendment – which guarantees freedom of speech – is outdated.

Might that cause people to lose touch with how wealth is created to begin with... like the quarter of Americans ages 20 to 34 who weren’t even looking for a job back in 2021 ... or the quarter of Gen Z who plan on becoming social media “influencers” for their career...

Should it surprise us that young people are angry when they discover they can’t get rich and famous doing nothing?

Should it surprise us that more and more people cling to identity politics like race and income level?

Should it surprise us that people are turning to radical ideas to address the problem?

This is an actual headline I saw recently in the New York Times:

And under the guise of “reparations” San Francisco is planning on giving $5 million to every Black resident...

Aims aside, these programs are obviously unworkable...

But if all you’ve known is this post 1971 world, or worse, the post 2008 world, maybe they don’t sound so crazy at all.

Of course, that’s no more true today than it was back in the days of the Continental...

Wealth is a function of the productive use of resources...

If you lose touch with that... then you start living in fantasy...

A fantasy... where you can swap out a productive fuel like oil and gas, for a less productive fuel like solar or wind... and pay no price.

A fantasy where you can force every farm to go organic... and no one starves.

A fantasy where you can print all the money you want... and never pay back your debts...

That’s when the lights shut off... the fields lie fallow... the grocery store shelves go bare... and people with nothing to lose start massing in the streets...

There’s a principle in economics called Gresham’s Law. It states that “bad money” – like debt or debt-based dollars – eventually drives out “good money” – that is, money that represents real wealth.

We have pumped so much bad money into our economy over the last several decades that when we finally NEED good money... we’re going to open up the coffers and find we don’t have any.

Now the good news is that I don’t think we’ll get that far.

The bad news is that America will be in crisis long before then.

In total, in the span of 3 years, our government injected $7.3 trillion more “bad money” into our economy.

...creating what hedge fund manager Mark Spitznagel calls:

“objectively the greatest tinderbox-timebomb in financial history.”

This is very similar to what happened in Argentina by the way.

At some point in their history, the Argentines lost touch with the connection between work and wealth...

They had so much of everything... if every citizen wasn’t rich, it must have been because a failure of central planning.

So they created within Argentina a “charity society” – supported with massive government spending, massive welfare programs, wealth redistribution, nationalized businesses and resources...

Before long every citizen became a millionaire... even as they starved.

Inflation ran as high as 5,000%... meaning that your $1,000,000 in the bank became $20,000.

Naturally, people tried to get their wealth out of the country and out of the Argentine peso.

So the government eventually blocked people from doing either... and shut down their bank accounts altogether.

Riots and looting followed soon after.

"It was surreal. We were driving back from [the store] just as we used to do every week, and there were barricades and fires on almost every street,” said one witness to the events.

When the people were finally able to access their accounts, the bills they got back were worth a fraction of what they’d put on deposit.

“Of the 77,000 dollars I had in the bank, I lost 40,000 … That December was terrible, there were riots everywhere,” an Argentine man later recounted.

He was lucky. His mother went to her grave wondering if she’d ever get her savings back.

Another man told the New York Times at the time:

“I cannot walk down a street in Argentina today without having to avoid someone -- a man, a woman or a whole family -- searching through a mountain of garbage … it breaks my heart …”

Think about that for a moment...

Among Argentine companies that even had a credit rating, a whopping 60% went broke.

Could half of America’s companies go bankrupt?

Here’s a disturbing truth about America’s corporations:

The only reason these companies are still in business is that rock bottom interest rates have allowed them to refinance again and again... kicking the can down the road.

But as you know, rates are no longer rock bottom.

As Bloomberg recently warned: “the end result could be a prolonged stretch of bankruptcies unlike any in recent memory.”

Those bankruptcies will be a big deal. These are companies whose products you and I use every day... They employ millions of people.

And by the way, in case you don’t think this threat is real: rising rates are exactly what led me to warn in October of 2022 that bank failures were on their way, and said the trouble at Credit Suisse could turn into “a very large matter.”

Sure enough five months later, four major banks, including Credit Suisse, failed... due to rising rates.

I think there’s more to come...

As the Economist recently put it: “a reckoning has begun for corporate debt monsters.”

And just as corporate “zombies” are facing problems with rising rates... so too are other borrowers... like the US government... US banks... and the millions of Americans already living off their credit cards with car payments and mortgages they can barely afford...

So where does this house of cards begin to fall apart?

Fact is: I don’t know.

A cold snap sweeps over the Midwest... a heat wave melts tires in California...

A bankruptcy... a corporate household name’s demise splashed across the front pages of your newspaper... or being talked about on the evening news...

Or maybe the US tries to buy oil or food from a foreign “ally”... And just like those shopkeepers back in 1780, our ally says “of course...but not for a dollar.”

This is a more likely scenario than you think...

What happens when we try to buy fuel...or food...but no one wants our dollars?

Will we soon be living like Washington’s army at Valley Forge? Cold and starving as the rest of the world refuses to accept our “new Continental”?

And look, maybe I’m wrong. No one gets it right 100% of the time. And you should be skeptical of anyone who makes that claim.

For example, I was early to see bitcoin’s enormous potential as a decentralized technology. The price of bitcoin was around $20,000 at the time. I calculated that it would hit at least $100,000.

Yet, it only would up going as high as $69,000.

But there’s a saying where I come from in Louisiana: “poor people plan for Friday night, rich people plan for three generations.”

Betting on the exact return of any asset is pure Friday night thinking. It’s missing the “three generations” picture.

Because let’s say I’m only 70% right about the exact numbers in this case... but still right on the overall trend as I was with bitcoin.

Well, you’re welcome to email me to say I was dead wrong.

But something tells me you’ll have bigger worries.

And look, I take no pleasure in saying that.

I lived through the energy and inflation crisis of the ‘70s.

I remember that era well... fights breaking out as gas stations... lines for what seemed like miles... lost jobs... stunted careers...

My mother had to work. She couldn’t stay home with me. So my grandmother raised me (and she worked too!). I remember sitting with her to cut coupons. She put on a good face. She didn’t want to me see how tired and worried she was.

But of course I knew.

Right now, I want to talk about what you can do... today... to protect your wealth and freedom in the days ahead.

The reality is that not everyone will experience the 2020s equally.

There are certain assets and trades that, if made now, could return more wealth in the coming years than you’ve made – maybe ever – on an investment.

But most people have the wrong approach to preparing for events like these...

Some assume the money they have tied up in their house will be safe...

Or they just figure that if they hold the right stocks eventually the market will rise again.

Here’s why both are risky assumptions to make right now:

Several decades after Argentina crashed, America saw another competitor emerge...

I’m talking about Japan.

After World War II, the Japanese took America’s productivity secret and ran with it.

Japanese workers produced cars about 5 times faster than competitors.

But it wasn’t just cars. It was wrist-watches, radios, tape recorders, pianos, cameras, bicycles – all taken over by the Japanese.

That translated into enormous wealth.

So much wealth, in fact, that by 1988, it seemed inevitable Japan would become the next super power.

Little did Kissinger realize that in Japan, a simple, yet dangerous idea was taking hold.

Japan was creating debt at an alarming pace.

That had real effects. For example, loans to actual industry dropped. And loans to investment banks and speculators soared...

In other words, they turned their backs on what made them so successful to begin with.

Predictably, their credit markets collapsed, their loans went bad... all the money they thought they had sloshing around... simply wasn’t there.

Today, Japanese wages haven’t increased since the early 1990s.

And the government had to intervene in order to stop every major bank from going broke until the late 1990s.

A study conducted 17 years after the crash, showed that Japan had one of the lowest levels of entrepreneurial activity among developed countries - similar to Italy or Greece.

The Japanese productivity miracle was over.

And what about their stocks?

Their stock market has still never recovered.

Real estate was even worse...

28 years later, real estate values were still just half of what they had been before the bubble popped...

Turning back to the US: if stocks and real estate can’t offer a safe haven... what can?

If you invest at all, you might suspect the answer is gold bars or funds.

But that’s not actually what I would point you towards first.

Don’t get me wrong – I’ve been moving some of my wealth into gold for years. I estimate I’ve already converted at least 20% of my personal wealth into gold and related investments.

It’s been highly profitable.

In the past two decades, as the government has dumped trillions of extra dollars into the economy, gold has risen in value by 500%.

I project it will run much higher from here.

But before you go buy gold, let me show you something my team and I have been working on for the past several months... and where I’ve personally been putting a lot of my wealth.

Step 1: Will A Shortage in This Key Asset Lead to a
40x Price Spike?

The big theme of this 2^nd super shock will be the shortage of money – that is, the shortage of assets that store and transmit real wealth.

To that end, my team and I have put together a special dossier called The Best Performing Asset of the 2020s.

I realize that title sounds like hyperbole. And it is.

Obviously I don’t know what asset will the best performer of the 2020s any more than you do.

But I do know that as real money becomes scarce, it also becomes extremely valuable.

And “real money” can take on some strange forms in a crisis.

During Venezuela’s recent hyperinflation, citizens switched to using “crystal coins” from a popular online video game.

Others switched to buying goods with gold flakes from illegal jungle gold mines...

Predictably gold skyrocketed against the Venezuelan bolivar...

...and that wasn’t even the worst year of the crisis.

In The Best Performing Asset of the 2020s. you’ll learn about the number one asset I recommend as a form of money – and why I expect it to rise in value 40 TIMES over the next decade (though as you’ve just seen I wouldn’t rule out things happening in a matter of months either).

You might be surprised. And fair warning: it is not a trade for the light of heart.

But the good news is that you can buy it for a few dollars, so you don’t need to risk much.

The reason I believe this asset will be so highly sought after as a form of money is that it is inextricably linked to the productive use of our resources.

It is the direct manifestation of innovation, productivity, and energy put to work.

I’ll lay it all out in my special report The Best Performing Asset of the 2020s.

And there’s a lot more too, including

A Step-by-Step Guide on How and Where to Buy This Asset (get this wrong and it’ll cost you…)
The Expert Strategy on How to Keep Your Holdings 100% Secure (the same strategy I use)…
Plus my insights on gold and silver including: My #1 Gold Investment Right Now .... The Super-Popular Gold Investment You Must Avoid .... The Easy (and Affordable) Way to Store Your Gold and Silver in Highly Secure, Instantly Accessible Overseas Vaults... and more...

If you do nothing else today, I advise you to read this dossier.

In a moment, I’ll share how you can get your copy.

But first, I’d like to share another important step you should consider right now.

Step 2: Own These Hidden Energy Giants

As you know from earlier, politicians and companies pandering to “woke” investors have created a massive shortfall in America’s energy supply.

It will result in a painful moment for many.

But it could represent a generational windfall for some.

This fact is not lost on America’s elites, especially those in Congress.

For example, a 2021 study found that 21 of the “greenest” democrats in Congress all had investments directly in or tied to oil and gas including Chevron and Exxon.

And you can see why... While the rest of the market collapsed in 2022, those stocks have roared to new heights...

But I think the real opportunity lies in a special kind of energy investment that few investors know about – a group of “hidden energy giants” who operate out of sight and reap huge profits.

Certain members of Congress appear to agree...

One of these “hidden giants” boasts insider level connections to one of the most powerful democrats in Congress... (though he has never publicly acknowledged it that we know of)

In fact, at least 7 members of Congress have a few thousand to a million invested in this company.

You’ll learn everything you need to know about it in the special report I’ve prepared, The “Hidden Energy Giants” of the 2020s.

In a moment, I’ll show you how to immediately access to both of these special reports, for free.

Before I do, though, we need to talk about the third super shock... and what happens to America after those first two dominos fall...

Step 3: Protect Yourself from the Third and Final Super Shock…

Once the energy shock hits... and the dollar shock hits... here’s what I see happening:

At first, we’ll see more handouts…

Could you imagine seeing “climate change relief checks”... or “social justice” checks...?

I certainly can.

Then, we’ll see more controls over your bank account...

When a European country went through a crisis like this, they ordered banks to close and imposed a $67 limit on ATM cash withdrawals.

Huge lines formed at ATMs as people desperately tried to take out cash.

The elderly stood outside the shuttered banks, wondering if their social security would be paid.

This happened in 2015, by the way. In a modern, wealthy country.

This is how it always goes… Eventually, the measures necessary to keep the fantasy going get more and more extreme...

We’ll see more attempts to regulate what private citizens do... what we eat... what we buy... even what we say.

I think we’re already seeing the early stages of this...

For example, a new Biden order aiming to reach “net-zero” is part of a push to most likely ban all gas-powered cars eventually.

Now I don’t like paying for gas... I’d drive an electric car happily.

But electric cars can’t accommodate most working people in the US.

Even the New York Times admits: “an uncomfortable truth remains: Battery-powered cars are much too expensive for a vast majority of Americans.”

...and that’s with the nearly $2 trillion Biden has put on the table in tax credits to electric car buyers.

Do you see how this works? Forcing everyone to buy electric cars... then no one can afford them... then the government needs more money to subsidize those cars and build the infrastructure for them...

I suspect that’s why Biden recently issued an executive order to push for a major change to our financial system...

To most people it will sound technical... yet to those understand it, this change paves the way for unprecedented control over what you buy... where you keep your money... the causes you contribute to... and, most importantly, how much your dollars, your savings, are worth.

Robert Kiyosaki, author of Rich Dad, Poor Dad, has called Biden’s executive order “the most treasonous act in US history.”

Former CIA and Federal Reserve insider Jim Rickards has called this “Biden’s most enduring legacy.”

Rickards goes on to explain that this change has “enormous political implications, including the culmination of the total surveillance state. This is why China did it. And don’t believe anyone who tells you that the United States won’t do it.”

Look, I’m never one to promote conspiracies.

And I don’t think people working in our government and institutions are bad people. I’d guess most of them really believe they’re trying to save America.

Sadly their methods are both reckless and dangerous, and YOU, not them, will be the one expected to pay the price.

Now I realize we’re running short on time.

So I’ve prepared a full resource you can use to learn all about this third super shock.

It’s called The Era of Super Shocks. Not only does it provide a refresher on super shocks 1 and 2... but it also details exactly what comes next... the third domino to fall.

As you’ll see, the third super shock involves a prediction I made awhile back that we haven’t spoken about yet here.

And a “hidden” clause built into the Constitution itself by the Founding Fathers... a clause that has never been enacted in US history.

In a moment, I’m going to share how you can get access to all these dossiers.

But first, there’s one more resource I want to give you.

It’s called How to Profit From Farmland…Without Ever Owning a Farm

Farmland has almost doubled in value since 2007. In fact, for two decades, it’s been quietly outperforming the S&P 500 in average annual returns.

But this is just the beginning… I predict the value of farmland could double or even triple from here.

And here’s thing: You don’t need to own a farm to benefit from this trend…

In this report, you’ll discover... my 5 favorite ways to play farmland… including a simple way to profit from farmland right now from your computer, tablet, or smartphone.

Today, I’d like to give you immediate access to these four special dossiers.

I also want to include one more thing...

As I mentioned at the beginning of this presentation, I share my insights with a small group of private readers through a newsletter called Global Intelligence.

Unlike other newsletters you may have seen out there, Global Intelligence is 100% independent. I have no trading system to sell you. I don’t accept money from banks or brokers.

Global Intelligence is a newsletter for “three generations” planning... not next Friday night.

It was in Global Intelligence that I warned readers about the coming inflation crisis…

...that I told them about the impending spike in oil prices…

This isn’t just some “pick of the month” newsletter.

For example, at the end of each year I give a brutally honest review of the investments I recommended in the previous 12 months.

In 2022 I had some speculations that became downright stinkers when the Fed raised rates and sent the economy into a tailspin. Maybe you did, too.

At the same time, however, I’m proud to say that my stock picks beat the market in 2022.

And if there’s an area I’m not an expert in, I call in a favor from someone in my network to come provide my readers with their analysis – at no charge.

For example, in November of last year, I brought in an expert on investing in foreign countries with high inflation... Before that I had an expert on Asia come in to talk about problems in Chinese real estate and their impact on the world economy...

As you can see, Global Intelligence is much more than a regular newsletter.

Today, along with your special reports, I’d like to include a full year of Global Intelligence.

Step 4: Your Private Network of Free Thinkers and Experts

Here’s another way in which Global Intelligence stands out from others...

I see some newsletters out there charging readers $1,000... and more!... for monthly analysis.

All I ask for is a yearly $149 fee to support my team and our work.

But I won’t ask you to chip in even that much today...

Instead, I’ll give you a massive discount.

By now you should see a link below this video. Just click that to get started. You can review everything on the next page.

Order now

Here’s something else you’ll find there...

Recently, the US Department of Energy quietly began amassing a “strategic stockpile” for a rare metal that contains a type of energy found nowhere else in nature.

Already governments around the world – including the UK, Japan, and even the US – have earmarked trillions to extract this metal’s energy.

I think there’s a huge opportunity here... one company recently signed contracts that guarantee 340% sales growth over the coming decade.

Could this be the single best stock of the 2020s?

I lay out the full case for this energy metal and the company behind it in a special report: The Energy Metal That Saves America.

Here’s everything you’re getting today...

That’s a total value of over $600...

But you won’t pay anywhere near that... or even my $149 a year fee...

Instead all I ask for is just $49 for your first year... that comes out to only $4 a month (a lot less than most Americans pay to sit in front of a TV every month!).

And if it’s not for you, you have a full 30 days during which you are entitled to a full refund and keep all the research you’ve received so far.

After your first year, if you don’t cancel, you’ll pay a reduced rate of $99 per year going forward.

It’s that simple.

Just hit the link below to take advantage of this offer right away. You’ll have a chance to review everything on the next page.

Hit the "Add to Cart" button now.

We have turned our backs on the source of our wealth and power... in favor of a fantasy.

A fantasy that we can print and borrow as much as we want... or ditch dirty fuels in favor of solar power or windmills... or feed our country (plus all the foreign countries who depend on us) with organic farms...or make everyone “equal” by redistributing wealth...

It’s not that these ideas aren’t nice. It would be amazing if the world worked that way.

But it doesn’t. I’m sorry but it doesn’t.

And look, eventually I believe there is a bright future for America. Truly.

But that it may take a decade or even two of real instability to get there...

Remember Japan... whose stock and housing markets are still not where they were decades ago.

Remember Argentina... once the envy of the world... and still stuck in an endless cycle of inflation and crisis...

Remember Venezuela... with more oil than Saudi Arabia... and once the fourth largest economy in the world (far richer than China!)... and now its citizens are forced to carry around illegal gold flakes or trade digital crystal coins from a video game...

Think it can’t happen here?

That’s what they said when I predicted inflation... spiking gas prices... when I told people I had sold 90% of my stocks... that banks would fail... Yet each time I was vindicated.

Human beings have an inherent bias against believing big change is possible. It makes sense. After all, if early man couldn’t trust the coming of spring and summer every year he might never have planted crops.

But the flipside is that most people find themselves caught off guard when big shifts actually do happen...

This is the moment you need to make a decision. Will you be informed? Will you be prepared? Or will you just get pulled along with the current like everyone else?

I’ve done all I can to make this easy for you. It’s all at my risk. It’s at the biggest discount I can afford to give you. I’ve shown you the facts behind my conclusions.

All you need to do is click the button below to get started...

Hit the "Add to Cart" button now.

You’ll be taken to a secure order form where you’ll be able to review all the details.

I look forward to welcoming you to our group.

Jeff Opdyke
Editor, Global Intelligence
April 2023

P.S. On the next page, you’ll also find a special “fast action bonus” when you act today. But this fast action bonus expires soon. Clicking to the next page does not obligate you in the slightest. Simply click the button below to get started.

Hit the "Add to Cart" button now.

Real Estate Trend Alert

Thu, 12 Jul 2018 19:20:52 GMT

Welcome to Real Estate Trend Alert

You are now just minutes away from accessing everything in Real Estate Trend Alert and sharing ALL of my profitable research.

My analysis of the current global situation is this. Put simply, a flood of real estate deals is coming. What's playing out right now—because of the Covid effect—is set to create the biggest buying opportunity of our lifetimes.

I can already see the signs.

I'm talking about property bargains in Lisbon, Portugal... perhaps up to 30% off best-in-class real estate in Italy.

If you're looking for stability—one of the safest places to stash your cash will be owning farmland in Uruguay. It may be the ultimate crisis hedge.

Recently, Real Estate Trend Alert members could buy near one of the world's best beaches for $149,000. This place feels like your own private paradise...yet you're still close to a Caribbean beach town with everything you need.

Because I'm constantly searching for the best deals for my associates and Real Estate Tend Alert members, I uncover intriguing buying opportunities you won't hear about anywhere else. When you join Real Estate Trend Alert today you'll get immediate access to all of them, like:

How and Where to Double Your Money in Five Years in Costa Rica. Real Estate Trend Alert members have full privileges to access my personal library of market reports—including one on where to buy a lot in one of Costa Rica's most beautiful and rapidly up-and-coming paradises from just $29,400.
The Caribbean condos you'll love spending time in—and that could make you money. Along Mexico's Riviera Maya the white-sand beaches are stunning. The Path of Progress is rolling down the coast from Cancun. New roads, bridges and a government program were designed to increase the number of tourists from four million to 10 million. This is a stretch of coast where Real Estate Trend Alert members have seen strong paper gains over the past five years, and where you can, too.
Where to buy on the Costa del Sol for less than replacement costs. The buying opportunity in Spain is to buy via a bank fire sale. In the past, I've told members about deals on the Costa del Sol where you can buy for less than replacement costs. (Those deals always get snapped up fast!)
You'll also receive the premium edition of the Roving Real Estate Investor, sent every day to Real Estate Trend Alert subscribers via email.

Economist and multimillionaire investor, Bill Bonner calls this type of overseas real estate "one of the least explored, the least-understood and the most promising asset classes in the world."

Once you're a member of Real Estate Trend Alert, you'll know exactly how best to profit from overseas real estate.

Here's What to Do Now…

Here's exactly how to get instant access to all the benefits of Real Estate Trend Alert.

First, scroll down to review everything you'll receive when you accept this special invitation. Second, complete the secure order form on this page. And third, simply click on the "continue" button beneath the form. That's it…

Then make sure to check your email inbox because as soon as I hear from you, I'll immediately send you the research report I've promised you:

An "Insider" Real Estate Deal In Paradise

You'll also get your password to the members-only section of our website, where you can stay abreast of the latest news and developments… get hot tips and recommendations… and be first to know about real estate deals that you can quickly lock in at special terms.

You'll also start receiving regular reports that fill you in on all the details of what I'm currently researching or investing in.

Plus, you'll also get the inside scoop and contact information for some of the top experts in real estate, law, mortgage, title insurance, and other fields that will help you easily, safely, and efficiently buy properties.

And you can expect instant e-mail alerts on the hottest "off market" opportunities—before the public hears about them.

A Virtually Risk-Free Opportunity

I want you to be 100% Satisfied with your Real Estate Trend Alert membership.

This means I personally pledge you will get complete and unrestricted access to every members-only research report and deal recommendation. You'll get to read all the Real Estate Trend Alerts for the next 90 days.

If you decide this service isn't for you, no problem. You can easily cancel your membership before the 90-day period expires and you'll get a full refund.

Any reports you save, plus everything else you learn during those 90 days, are yours to keep.

If you are hesitant at all about checking out all this research, don't be—I fully believe this is your best way to gain access to a 100% safe, legal treasure trove of insider information you can use to your advantage.

And of course, you have my 100% risk-free, 90-day money-back guarantee.

By way of full disclosure: My company, Pangea Ltd., may earn advertising fees on the deals I pass along to RETA members. This helps fund the travel, due diligence, and resultant legal investigations my team and I do.

But I want to be absolutely clear in saying that RETA members always get the best price available on a property.

All you need to do right now is complete the short, simple form on this page, then click on the "continue" button to review your request.

Go ahead, and I'll begin sending you my e-mail alerts on the hottest off-market real estate opportunities.

You've come this far, don't stop now. If you're as serious as I think you are about taking advantage of what could be the safest and easiest way to generate thousands in additional cash, there's no better time to start than right now.

Go ahead and complete the secure order form on this page now while you're thinking about it, then click on the "continue" button underneath the form to ensure you don't miss out on my next insider real estate deal. Then be sure to check your e-mail inbox.

What Real Estate Trend Alert Members are Saying:

"Real Estate Trend Alert has provided me with a variety of information and direction to explore countries outside of the USA for both investment and pleasure."

—Don C., Arizona

"Your connections to great deals in great places is worth every penny for the membership. I wish I had more capital to invest."

—John, Indiana

Platinum Circle

Tue, 05 Feb 2019 13:39:18 GMT

Become "One of Us" with an Editor's Access Code to Everything IL Publishes—for Life

I'd Like to Invite You to Become a Member of International Living's Platinum Circle Today

Dear Reader,

My name is Jackie Flynn, Publisher of International Living.

I'd like to invite you to become a member of what we think of as our "cabinet"—our closest circle of friends, advisors, experts, correspondents, editors, and expats around the world.

This is an invitation to become part of the International Living "family" so to speak.

What I'm suggesting is a simple way for you to upgrade your subscription and gain access to everything we publish, every opportunity we find, every recommendation we make—and do it for life.

It's a way for us to "hold your hand" as you navigate through a world chock full of possibilities and help you find the ones that make the most sense for you.

It's a way to accelerate your success overseas...so you're plugged in, you know all the right folks in all the right places, and you can embrace an international life more quickly and easily—and more cost-effectively—than you ever could on your own.

As a member of our Platinum Circle, you have full access privileges—forever—to everything we publish and to everything we will publish in the future…

In essence, we give you the keys—the same "access code" our editors get—and we throw open the doors and welcome you in at our highest level of VIP members.

It means that when you login to our website as a Platinum Circle member, you'll have immediate and instant access to absolutely everything we publish—forever.

With Platinum Circle, you gain access to everything we publish. Every opportunity we find. Every recommendation we make.

It's a way to accelerate your success—wherever your adventure may ultimately take you.

So you're plugged in, you know all the right folks in all the right places, and you can embrace an international life more quickly and easily—and more cost-effectively—than you ever could on your own.

When you become a member of our Platinum Circle, you’ll have full access privileges to everything we publish and to everything we will publish in the future, for as long as you’re a member…

You Gain Access to Everything We Publish…Forever

Your VIP status unlocks our entire International Living library of in-depth county guides…where you can learn all there is to know about popular expat havens like, Portugal, Spain, Panama, Mexico, Costa Rica, Thailand and more...

You also get to see what life is really like on the ground in your dream overseas destination, thanks to our countless video series…

Take a tour of Italy, France, Ireland, Malaysia, Vietnam…and many more…from the comfort of your own home…

AND, you’ll even get full-access to our top bestsellers—books that’ll help you make moving overseas a smooth, simple, and even profitable decision…

Bestsellers like: The Second Passport Book, Social Security Secrets, Expat Taxes Made Easy…and more!

PLUS you’ll also receive our “Best Place to Retire” Webinar, which helps you discover the best retirement towns for you!

In short, you’ll get access to ALL of our International Living resources.

And that’s not all...

You Gain Access to Our Experts

As a Platinum Circle member, you're connected both to us at IL and to the opportunities we're uncovering every day—in a way our ordinary readers are not.

When you have questions, you can ask our "guy" on the ground. You’ve got special access—unlimited access—and we count you among our friends.

Our Platinum Circle Members are the folks best positioned to take advantage of the opportunities that fit their interests overseas. They're retirees abroad (or looking to become such). They're entrepreneurs. They’re working remotely. They're travelers.

They're citizens of the world in the truest sense of the term.

Like, our overseas property expert Ronan McMahon, who is on the road 6 months of the year hunting down the best property deals in places like: Portugal, Costa Rica, Brazil, Montenegro, and anywhere else the latest real estate trends take him…

You’ll gain full access to his exclusive Real Estate Trends Alert…where he shares his exclusive real estate opportunities with readers like you, for discounts that have to be seen to be believed.

The full price of his VIP service is $999 a year…

But, you’ll get it included for FREE in your Platinum Circle membership.

Ronan is just one of our over 200 boots-on-the-ground experts reporting for International Living from every corner of the globe.

And when you accept this upgrade to membership in IL's Platinum Circle today (and it's under especially attractive terms that I invite you to do so right now), you join our fold, and you get plugged into our network as a VIP.

If You’re Serious About Exploring Your Overseas Options... This Is for You

In other words: If you’re ready to dive into the details you’ll find in the world of IL, you’re likely to want to take more steps on that path from where you are now to where you want to be...

And we want to help you do that better, faster, and more efficiently.

That’s why we want to give you a VIP “access code” as a Platinum Circle member.

If you were to buy everything we publish in a year—it would cost you more than $13,000.

But as a member of our Platinum Circle—you gain immediate access to our entire library (books, videos, Real Estate Trend Alert, the IL Communique, etc.) for just $2,499.

If you like the idea of having an "ear to the ground" in pockets of prosperity around the world…if you like the idea of being able to dive deeply into the best opportunities, investigate if they're right for you, and even take action before most folks can pinpoint a place on a map…

…then I know you'll appreciate your Platinum Circle membership. There really is a world of opportunity out there—if you know where to look for it—and as a Platinum Circle member, you will.

You'll have all our resources at your fingertips, and access to everything we publish is always yours—including Real Estate Trend Alert—yours,for life.

There's never been a better time to explore your options abroad. In fact, you have more and better options than ever before for good-value living and investing in places all over the planet—from Belize or Thailand to Spain or Panama…

As in most things, often overseas it's not just what you know—but who you know—that's important.

As a member of this elite group, you're firmly in our world. You know us. As a Platinum Circle member, we'll "take you by the hand" and show you how to turn a possibility that intrigues you into your reality overseas much more seamlessly than you could ever do it on your own.

Nobody else has as rich a network to tap or as deep a wealth of knowledge to delve as we here at International Living do. And as a Platinum Circle member, you'll find it's all yours, always—and INCLUDED—as part of your membership.

Here's What to Do Now…

To ensure you have a spot in our Platinum Circle, click the "Add to Cart" button.

That's it.

Once you've done that, simply check your email inbox.

As soon as we receive your registration, we'll send you confirmation of your membership along with the special login instructions for our website, which will give you unrestricted entry (and your editor's access code) to the entire International Living world.

As a member in good standing, you gain...

FULL, UNLIMITED ACCESS to International Living magazine as well as all our subscription services, including Real Estate Trend Alert, and more...all of our kits and courses...every country-focused resource in our "Escape Overseas" series of in-depth guides...all our Special Reports...every book and publication in our International Living library...and even a free classified ad once a year...

If you add up everything, you're conservatively looking at research and services valued at a full $18,466...yours for just $2,499.

PLUS this special package of VIP perks is also yours as a Platinum Circle Member when you join today—

A discount of $200 on any live event you attend (this discount is always good and can be combined with the Early Bird Discount, which means you can regularly save as much as $400 per event)…
A 20% discount on all our country-focused "Private Screening" virtual events online.
VIP treatment at every live conference—to include VIP-only receptions and special access to our experts…
Easy VIP check-in for all our events so you avoid the lines and private access to our VIP Lounge, which puts you in the company of our experts…

Our Rock-Solid Guarantee Means No Risk for You

With this special offer, the risk is all ours. As a new Platinum Circle Member, you'll have access to everything we publish. Dive in as you like. Try out the resources that interest you most—make sure you are fully satisfied with your membership. If you're not—for whatever reason—just let us know within 30 days of signing on as a member. We'll give you a complete refund, no fuss.

Right Now You Can Join for Just $2,499

All of this unlimited access—valued at $18,466 (and increasing as we add new resources)—can be yours for just $2,499. It's a one-year membership, renewed yearly. Just hit the "Add to Cart" button now.

With Platinum Circle to Help, You Could Find Yourself Living Better than Ever Overseas… Just Like these Happy Expats…

"The first weekend I was here there was a party for the opening of the newly restored Casa Museo Remigio Crespo Toral, the historic house which once belonged to the Ecuadorian poet, Remigio Crespo Toral. There were beautiful young Cuencana women modeling period clothing for the opening reception, the museum was jam-packed with people, a lot of them older wealthy Cuencanos. There was a classical music concert in the auditorium, and a jazz band playing in the café in back... I knew straight away that this was the city for me."

—Expat Jane H. in Ecuador

"I landed in Ambergris Caye the first time I came to Belize. I fell in love with it minutes after I stepped off the 'puddle-jumper' flight in San Pedro (the only town on the island). This island would be the popular kid in school: It's the life of the party, it's non-stop fun, and yet it still holds on to a bit of bohemian character. Boats are everywhere in town and on the blue Kool-Aid colored water, you can see the waves crashing over the reef not far from shore. Downtown San Pedro's vibe is colorful, vibrant, and full of life. Thatch-roof bars line the shore and even extend over the water. Dive shops, docks, and boats line the downtown area, where rows of tables are set up by people selling everything from jewelry to wood carvings. You'll hear live music at the bars and restaurants, and the main mode of transport on the island is the humble golf cart."

—Expat Laura D. in Belize

"I like going to the beachside places, and I'm just a few minutes' walk from one. I also enjoy playing golf now and again...The weather was a factor in my moving here, but it was the beaches that attracted me. In Da Nang, even when it's raining, it's still a mild day. Now, it only feels cold if I'm on the motorbike. I've never felt that I needed to put in a heater. We tend to go to local Vietnamese restaurants. We both like banh xeo (a fried rice-flour crepe filled with bean sprouts and shrimp, squid, or pork). If there's a new restaurant, we like to go try it out—and we're surrounded by steak and seafood."

—Expat Tony H. in Vietnam

"When we left the U.S., we both had some health issues. The year before I left, I developed high blood pressure. Four months after arriving here, though, my BP was normal. No meds, no docs, no expenses. It was all due to having no stress and a much better diet. That's the Italian lifestyle in a nutshell. Most of what we eat here in Rieti comes from this valley and is not processed or altered in any way. We eat fresh, we eat healthily, and we can tell the difference. We feel a lot better. Our budget for food is $570 a month, and almost all of it is fresh and local We were charmed, especially by southern Italy, which is Old-World Italy—still very, very Italian… I still can't get over how much less we spend here. A beautiful cup of coffee is less than a dollar. You can go out for a multi-course meal for $35. For health care, we pay $236 a year to cover everything… Most people have this open heartedness that's hard to describe. It's as if they feel more like smiling and thinking of the good things in life and enjoying their lives than dwelling on grievances. Happiness is more important here."

—Expat Chip S. in Italy

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